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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RICHFIELD/BLOOMINGTON CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
RICHFIELD/BLOOMINGTON CU |
| Address | 345 E 77TH STREET
RICHFIELD, MN 55423 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 159 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,873,000 |
| Average Mortgage Loan Amount Applied For | $98,375 |
| Highest Mortgage Loan Amount Applied For | $696,000 |
| Average Applicant Income | $86,562 |
| Highest Applicant Income | $463,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
51 | $6,628,000 |
$129,000 | $612,000 |
$76,000 | $463,000 |
| Refinancing |
109 | $12,280,000 |
$112,000 | $696,000 |
$75,000 | $261,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $160,000 |
$80,000 | $128,000 |
$31,000 | $31,000 |
| Black or African American |
4 | $419,000 |
$104,000 | $198,000 |
$65,000 | $74,000 |
| Hispanic |
2 | $238,000 |
$119,000 | $192,000 |
$65,000 | $65,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $210,000 |
$105,000 | $168,000 |
$62,000 | $62,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $98,000 |
$98,000 | $98,000 |
$53,000 | $53,000 |
| White |
149 | $17,783,000 |
$119,000 | $696,000 |
$77,000 | $463,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
160 | $18,908,000 |
$118,000 | $696,000 |
$75,000 | $463,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $370,000 |
$370,000 | $370,000 |
$107,000 | $107,000 |
| Application Denied By Financial Institution |
2 | $137,000 |
$68,000 | $92,000 |
$63,000 | $104,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
157 | $18,401,000 |
$117,000 | $696,000 |
$75,000 | $463,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $45,000 |
$45,000 | $45,000 |
$104,000 | $104,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RICHFIELD/BLOOMINGTON CU by:
Metropolitan Area And
County
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