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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RIDDELL NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
RIDDELL NATIONAL BANK |
| Address | PO BOX 340
BRAZIL, IN 47834 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 263 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,305,000 |
| Average Mortgage Loan Amount Applied For | $67,545 |
| Highest Mortgage Loan Amount Applied For | $334,000 |
| Average Applicant Income | $66,636 |
| Highest Applicant Income | $333,000 |
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| Home Improvement |
81 | $2,506,000 |
$30,000 | $240,000 |
$54,000 | $242,000 |
| Home Purchase |
111 | $8,868,000 |
$79,000 | $334,000 |
$59,000 | $246,000 |
| Refinancing |
71 | $5,931,000 |
$83,000 | $315,000 |
$66,000 | $333,000 |
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| American Indian or Alaskan Native |
1 | $195,000 |
$195,000 | $195,000 |
$53,000 | $53,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $71,000 |
$35,000 | $69,000 |
$22,000 | $30,000 |
| Hispanic |
3 | $52,000 |
$17,000 | $28,000 |
$61,000 | $83,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $513,000 |
$171,000 | $275,000 |
$0 | $0 |
| Not Provided |
2 | $53,000 |
$26,000 | $50,000 |
$33,000 | $35,000 |
| White |
252 | $16,421,000 |
$65,000 | $334,000 |
$60,000 | $333,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
263 | $17,305,000 |
$65,000 | $334,000 |
$59,000 | $333,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $35,000 |
$35,000 | $35,000 |
$22,000 | $22,000 |
| Application Denied By Financial Institution |
12 | $612,000 |
$51,000 | $150,000 |
$41,000 | $77,000 |
| Application Withdrawn By Applicant |
10 | $712,000 |
$71,000 | $325,000 |
$41,000 | $110,000 |
| File Closed For Incompleteness |
3 | $311,000 |
$103,000 | $195,000 |
$51,000 | $76,000 |
| Loan Originated |
237 | $15,635,000 |
$65,000 | $334,000 |
$61,000 | $333,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
2 | $78,000 |
$39,000 | $50,000 |
$47,000 | $60,000 |
| Credit History |
5 | $113,000 |
$22,000 | $85,000 |
$31,000 | $42,000 |
| Debt-To-Income Ratio |
1 | $96,000 |
$96,000 | $96,000 |
$71,000 | $71,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $325,000 |
$81,000 | $150,000 |
$43,000 | $77,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RIDDELL NATIONAL BANK by:
Metropolitan Area And
County
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