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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RIVERSIDE BANK OF CENTRAL FL
Mortgage Loans and Application Details
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| Mortgage Company Name |
RIVERSIDE BANK OF CENTRAL FL |
| Address | 401 S SEMORAN BLVD
WINTER PARK, FL 32792 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 125 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,331,000 |
| Average Mortgage Loan Amount Applied For | $136,444 |
| Highest Mortgage Loan Amount Applied For | $336,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $378,000 |
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| Home Improvement |
8 | $285,000 |
$35,000 | $70,000 |
$73,000 | $148,000 |
| Home Purchase |
86 | $7,073,000 |
$82,000 | $300,000 |
$68,000 | $378,000 |
| Refinancing |
38 | $4,554,000 |
$119,000 | $336,000 |
$87,000 | $371,000 |
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| American Indian or Alaskan Native |
1 | $110,000 |
$110,000 | $110,000 |
$24,000 | $24,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $1,068,000 |
$133,000 | $328,000 |
$46,000 | $96,000 |
| Hispanic |
13 | $839,000 |
$64,000 | $95,000 |
$67,000 | $274,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $260,000 |
$130,000 | $215,000 |
$53,000 | $86,000 |
| Not applicable |
1 | $155,000 |
$155,000 | $155,000 |
$226,000 | $226,000 |
| Not Provided |
5 | $467,000 |
$93,000 | $127,000 |
$64,000 | $114,000 |
| White |
102 | $9,013,000 |
$88,000 | $336,000 |
$77,000 | $378,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
132 | $11,912,000 |
$90,000 | $336,000 |
$74,000 | $378,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
26 | $2,484,000 |
$95,000 | $215,000 |
$72,000 | $371,000 |
| Application Denied By Financial Institution |
25 | $2,896,000 |
$115,000 | $328,000 |
$60,000 | $130,000 |
| Application Withdrawn By Applicant |
4 | $803,000 |
$200,000 | $300,000 |
$209,000 | $378,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
77 | $5,729,000 |
$74,000 | $336,000 |
$72,000 | $274,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RIVERSIDE BANK OF CENTRAL FL by:
Metropolitan Area And
County
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