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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RIVERSIDE BANK OF GULF COAST
Mortgage Loans and Application Details
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| Mortgage Company Name |
RIVERSIDE BANK OF GULF COAST |
| Address | 521 DEL PRADO BLVD
CAPE CORAL, FL 33990 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 931 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $207,879,000 |
| Average Mortgage Loan Amount Applied For | $185,235 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $89,470 |
| Highest Applicant Income | $1,905,000 |
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| Home Improvement |
28 | $1,269,000 |
$45,000 | $220,000 |
$58,000 | $168,000 |
| Home Purchase |
743 | $177,708,000 |
$239,000 | $1,400,000 |
$90,000 | $1,905,000 |
| Refinancing |
254 | $42,734,000 |
$168,000 | $995,000 |
$77,000 | $421,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
6 | $1,069,000 |
$178,000 | $227,000 |
$31,000 | $131,000 |
| Black or African American |
29 | $6,854,000 |
$236,000 | $481,000 |
$47,000 | $129,000 |
| Hispanic |
158 | $39,201,000 |
$248,000 | $736,000 |
$57,000 | $421,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $2,627,000 |
$238,000 | $600,000 |
$184,000 | $890,000 |
| Not Provided |
97 | $16,633,000 |
$171,000 | $600,000 |
$83,000 | $700,000 |
| White |
724 | $155,327,000 |
$214,000 | $1,400,000 |
$94,000 | $1,905,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,025 | $221,711,000 |
$216,000 | $1,400,000 |
$86,000 | $1,905,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
160 | $38,934,000 |
$243,000 | $1,400,000 |
$95,000 | $1,905,000 |
| Application Denied By Financial Institution |
86 | $12,131,000 |
$141,000 | $522,000 |
$51,000 | $180,000 |
| Application Withdrawn By Applicant |
95 | $20,044,000 |
$210,000 | $924,000 |
$86,000 | $369,000 |
| File Closed For Incompleteness |
19 | $1,792,000 |
$94,000 | $315,000 |
$42,000 | $131,000 |
| Loan Originated |
661 | $148,220,000 |
$224,000 | $1,088,000 |
$90,000 | $1,380,000 |
| Loan Purchased By The Institution |
4 | $590,000 |
$147,000 | $152,000 |
$32,000 | $40,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RIVERSIDE BANK OF GULF COAST by:
Metropolitan Area And
County
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