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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RIVERSIDE COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
RIVERSIDE COMMUNITY BANK |
| Address | 1398 CENTRAL AVENUE
DUBUQUE, IA 52001 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 448 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $47,816,000 |
| Average Mortgage Loan Amount Applied For | $140,500 |
| Highest Mortgage Loan Amount Applied For | $721,000 |
| Average Applicant Income | $87,950 |
| Highest Applicant Income | $749,000 |
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| Home Improvement |
44 | $1,130,000 |
$25,000 | $117,000 |
$86,000 | $312,000 |
| Home Purchase |
228 | $27,606,000 |
$121,000 | $454,000 |
$71,000 | $536,000 |
| Refinancing |
179 | $19,256,000 |
$107,000 | $721,000 |
$99,000 | $749,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
6 | $919,000 |
$153,000 | $360,000 |
$97,000 | $123,000 |
| Black or African American |
9 | $633,000 |
$70,000 | $142,000 |
$70,000 | $251,000 |
| Hispanic |
36 | $3,873,000 |
$107,000 | $590,000 |
$66,000 | $572,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $835,000 |
$139,000 | $225,000 |
$0 | $0 |
| Not Provided |
22 | $2,019,000 |
$91,000 | $417,000 |
$87,000 | $352,000 |
| White |
372 | $39,713,000 |
$106,000 | $721,000 |
$87,000 | $749,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
448 | $47,618,000 |
$106,000 | $721,000 |
$84,000 | $749,000 |
| FHA-insured (Federal Housing Administration) |
3 | $374,000 |
$124,000 | $164,000 |
$60,000 | $74,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
32 | $3,074,000 |
$96,000 | $300,000 |
$157,000 | $749,000 |
| Application Denied By Financial Institution |
17 | $584,000 |
$34,000 | $107,000 |
$61,000 | $384,000 |
| Application Withdrawn By Applicant |
3 | $369,000 |
$123,000 | $153,000 |
$68,000 | $87,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
396 | $43,789,000 |
$110,000 | $721,000 |
$79,000 | $572,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
3 | $176,000 |
$58,000 | $75,000 |
$26,000 | $35,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RIVERSIDE COMMUNITY BANK by:
Metropolitan Area And
County
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