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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RIVERSIDE RESIDENTIAL LENDING
Mortgage Loans and Application Details
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| Mortgage Company Name |
RIVERSIDE RESIDENTIAL LENDING |
| Address | 1200 JOHNSON FERRY ROAD
MARIETTA, GA 30068 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 216 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $30,012,000 |
| Average Mortgage Loan Amount Applied For | $145,161 |
| Highest Mortgage Loan Amount Applied For | $647,000 |
| Average Applicant Income | $110,709 |
| Highest Applicant Income | $864,000 |
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| Home Improvement |
10 | $1,566,000 |
$156,000 | $315,000 |
$92,000 | $160,000 |
| Home Purchase |
105 | $14,297,000 |
$168,000 | $647,000 |
$329,333 | $864,000 |
| Refinancing |
101 | $14,149,000 |
$143,250 | $612,000 |
$118,750 | $588,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $368,000 |
$184,000 | $216,000 |
$39,000 | $53,000 |
| Black or African American |
11 | $1,125,000 |
$102,000 | $189,000 |
$67,000 | $180,000 |
| Hispanic |
4 | $700,000 |
$175,000 | $280,000 |
$116,000 | $259,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $630,000 |
$157,000 | $263,000 |
$43,500 | $66,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $136,000 |
$136,000 | $136,000 |
$75,000 | $75,000 |
| White |
194 | $27,053,000 |
$165,200 | $647,000 |
$267,600 | $864,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
216 | $30,012,000 |
$165,800 | $647,000 |
$255,600 | $864,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $727,000 |
$103,666 | $155,000 |
$57,666 | $132,000 |
| Application Denied By Financial Institution |
22 | $2,210,000 |
$100,000 | $306,000 |
$74,000 | $180,000 |
| Application Withdrawn By Applicant |
15 | $1,714,000 |
$105,000 | $315,000 |
$46,500 | $155,000 |
| File Closed For Incompleteness |
6 | $1,386,000 |
$231,000 | $456,000 |
$73,000 | $114,000 |
| Loan Originated |
165 | $23,975,000 |
$185,000 | $647,000 |
$326,500 | $864,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RIVERSIDE RESIDENTIAL LENDING by:
Metropolitan Area And
County
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