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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RIVERVIEW COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
RIVERVIEW COMMUNITY BANK |
| Address | 17205 SE MILL PLAIN BLVD
VANCOUVER, WA 98683 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 451 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $85,589,000 |
| Average Mortgage Loan Amount Applied For | $215,055 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $131,222 |
| Highest Applicant Income | $552,000 |
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| Home Improvement |
42 | $1,945,000 |
$46,000 | $125,000 |
$81,000 | $420,000 |
| Home Purchase |
215 | $55,745,000 |
$259,000 | $1,219,000 |
$96,000 | $552,000 |
| Refinancing |
194 | $27,899,000 |
$143,000 | $2,000,000 |
$82,000 | $492,000 |
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| American Indian or Alaskan Native |
4 | $749,000 |
$187,000 | $341,000 |
$89,000 | $178,000 |
| Asian |
4 | $407,000 |
$101,000 | $219,000 |
$45,000 | $183,000 |
| Black or African American |
1 | $318,000 |
$318,000 | $318,000 |
$111,000 | $111,000 |
| Hispanic |
10 | $1,755,000 |
$175,000 | $746,000 |
$59,000 | $160,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $731,000 |
$182,000 | $270,000 |
$0 | $0 |
| Not Provided |
23 | $5,134,000 |
$223,000 | $575,000 |
$95,000 | $354,000 |
| White |
405 | $76,495,000 |
$188,000 | $2,000,000 |
$90,000 | $552,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
450 | $85,389,000 |
$189,000 | $2,000,000 |
$89,000 | $552,000 |
| FHA-insured (Federal Housing Administration) |
1 | $200,000 |
$200,000 | $200,000 |
$53,000 | $53,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
90 | $22,580,000 |
$250,000 | $2,000,000 |
$101,000 | $480,000 |
| Application Denied By Financial Institution |
41 | $9,230,000 |
$225,000 | $989,000 |
$88,000 | $305,000 |
| Application Withdrawn By Applicant |
27 | $7,888,000 |
$292,000 | $800,000 |
$140,000 | $552,000 |
| File Closed For Incompleteness |
13 | $3,118,000 |
$239,000 | $590,000 |
$85,000 | $236,000 |
| Loan Originated |
280 | $42,773,000 |
$152,000 | $1,219,000 |
$80,000 | $492,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $402,000 |
$134,000 | $242,000 |
$100,000 | $189,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $1,165,000 |
$129,000 | $300,000 |
$82,000 | $194,000 |
| Debt-To-Income Ratio |
18 | $4,625,000 |
$256,000 | $794,000 |
$70,000 | $305,000 |
| Employment History |
2 | $219,000 |
$109,000 | $120,000 |
$46,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $1,786,000 |
$357,000 | $989,000 |
$110,000 | $282,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $1,033,000 |
$258,000 | $550,000 |
$172,000 | $269,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RIVERVIEW COMMUNITY BANK by:
Metropolitan Area And
County
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