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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROANOKE POSTAL EMPLOYEES' FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROANOKE POSTAL EMPLOYEES' FCU |
| Address | PO BOX 12405
ROANOKE, VA 24025 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 116 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,739,000 |
| Average Mortgage Loan Amount Applied For | $96,045 |
| Highest Mortgage Loan Amount Applied For | $374,000 |
| Average Applicant Income | $69,090 |
| Highest Applicant Income | $142,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
26 | $3,934,000 |
$151,000 | $374,000 |
$62,000 | $137,000 |
| Refinancing |
90 | $7,805,000 |
$86,000 | $299,000 |
$56,000 | $142,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
15 | $1,494,000 |
$99,000 | $239,000 |
$63,000 | $112,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
101 | $10,245,000 |
$101,000 | $374,000 |
$57,000 | $142,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
116 | $11,739,000 |
$101,000 | $374,000 |
$58,000 | $142,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $815,000 |
$163,000 | $360,000 |
$56,000 | $102,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
111 | $10,924,000 |
$98,000 | $374,000 |
$58,000 | $142,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $360,000 |
$360,000 | $360,000 |
$70,000 | $70,000 |
| Credit History |
2 | $175,000 |
$87,000 | $110,000 |
$39,000 | $50,000 |
| Debt-To-Income Ratio |
1 | $170,000 |
$170,000 | $170,000 |
$102,000 | $102,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $110,000 |
$110,000 | $110,000 |
$31,000 | $31,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROANOKE POSTAL EMPLOYEES' FCU by:
Metropolitan Area And
County
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