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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROBINS FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROBINS FEDERAL CREDIT UNION |
| Address | 803 WATSON BOULEVARD
WARNER ROBINS, GA 31093 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 522 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $59,886,000 |
| Average Mortgage Loan Amount Applied For | $110,822 |
| Highest Mortgage Loan Amount Applied For | $675,000 |
| Average Applicant Income | $59,355 |
| Highest Applicant Income | $456,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
300 | $31,829,000 |
$106,000 | $422,000 |
$51,000 | $456,000 |
| Refinancing |
222 | $28,057,000 |
$126,000 | $675,000 |
$65,000 | $392,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
8 | $1,102,000 |
$137,000 | $329,000 |
$64,000 | $139,000 |
| Black or African American |
144 | $14,412,000 |
$100,000 | $310,000 |
$47,000 | $172,000 |
| Hispanic |
13 | $1,261,000 |
$97,000 | $178,000 |
$48,000 | $98,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $120,000 |
$120,000 | $120,000 |
$55,000 | $55,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $807,000 |
$201,000 | $422,000 |
$104,000 | $225,000 |
| White |
352 | $42,184,000 |
$119,000 | $675,000 |
$61,000 | $456,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
522 | $59,886,000 |
$114,000 | $675,000 |
$57,000 | $456,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
78 | $7,210,000 |
$92,000 | $310,000 |
$39,000 | $110,000 |
| Application Withdrawn By Applicant |
118 | $14,307,000 |
$121,000 | $310,000 |
$54,000 | $207,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
326 | $38,369,000 |
$117,000 | $675,000 |
$62,000 | $456,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $507,000 |
$84,000 | $130,000 |
$53,000 | $85,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
33 | $2,903,000 |
$87,000 | $272,000 |
$40,000 | $110,000 |
| Debt-To-Income Ratio |
28 | $2,962,000 |
$105,000 | $310,000 |
$38,000 | $95,000 |
| Employment History |
8 | $647,000 |
$80,000 | $125,000 |
$33,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $163,000 |
$81,000 | $93,000 |
$41,000 | $51,000 |
| Unverifiable Information |
1 | $28,000 |
$28,000 | $28,000 |
$18,000 | $18,000 |
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Mortgage Loan App Totals for ROBINS FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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