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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROCK VALLEY FEDERAL CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROCK VALLEY FEDERAL CU |
| Address | 11280 FOREST HILLS
MACHESNEY PARK, IL 61115 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 171 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,403,000 |
| Average Mortgage Loan Amount Applied For | $76,142 |
| Highest Mortgage Loan Amount Applied For | $467,000 |
| Average Applicant Income | $82,785 |
| Highest Applicant Income | $232,000 |
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| Home Improvement |
54 | $1,534,000 |
$28,000 | $182,000 |
$67,000 | $222,000 |
| Home Purchase |
71 | $5,211,000 |
$73,000 | $467,000 |
$58,000 | $181,000 |
| Refinancing |
121 | $6,388,000 |
$52,000 | $250,000 |
$63,000 | $232,000 |
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| American Indian or Alaskan Native |
1 | $64,000 |
$64,000 | $64,000 |
$33,000 | $33,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
6 | $164,000 |
$27,000 | $45,000 |
$59,000 | $89,000 |
| Hispanic |
15 | $769,000 |
$51,000 | $129,000 |
$41,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
224 | $12,136,000 |
$54,000 | $467,000 |
$64,000 | $232,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
246 | $13,133,000 |
$53,000 | $467,000 |
$63,000 | $232,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
36 | $1,558,000 |
$43,000 | $180,000 |
$49,000 | $89,000 |
| Application Withdrawn By Applicant |
31 | $1,487,000 |
$47,000 | $250,000 |
$61,000 | $222,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
170 | $9,378,000 |
$55,000 | $467,000 |
$68,000 | $232,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
9 | $710,000 |
$78,000 | $165,000 |
$33,000 | $58,000 |
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| Collateral |
1 | $6,000 |
$6,000 | $6,000 |
$33,000 | $33,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROCK VALLEY FEDERAL CU by:
Metropolitan Area And
County
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