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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROCKVILLE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROCKVILLE BANK |
| Address | 1645 ELLINGTON ROAD
SOUTH WINDSOR, CT 06074 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,141 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $138,582,000 |
| Average Mortgage Loan Amount Applied For | $257,818 |
| Highest Mortgage Loan Amount Applied For | $1,312,000 |
| Average Applicant Income | $184,727 |
| Highest Applicant Income | $3,418,000 |
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| Home Improvement |
249 | $11,466,000 |
$46,000 | $275,000 |
$90,000 | $1,287,000 |
| Home Purchase |
299 | $64,903,000 |
$217,000 | $1,312,000 |
$142,000 | $3,418,000 |
| Refinancing |
593 | $62,213,000 |
$104,000 | $900,000 |
$89,000 | $785,000 |
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| American Indian or Alaskan Native |
1 | $10,000 |
$10,000 | $10,000 |
$62,000 | $62,000 |
| Asian |
22 | $2,871,000 |
$130,000 | $317,000 |
$83,000 | $228,000 |
| Black or African American |
15 | $3,103,000 |
$206,000 | $1,312,000 |
$156,000 | $1,449,000 |
| Hispanic |
19 | $3,087,000 |
$162,000 | $1,000,000 |
$194,000 | $2,040,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $529,000 |
$176,000 | $303,000 |
$192,000 | $235,000 |
| Not applicable |
6 | $844,000 |
$140,000 | $245,000 |
$1,159,000 | $3,418,000 |
| Not Provided |
19 | $1,973,000 |
$103,000 | $325,000 |
$108,000 | $347,000 |
| White |
1,056 | $126,165,000 |
$119,000 | $1,000,000 |
$95,000 | $691,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,141 | $138,582,000 |
$121,000 | $1,312,000 |
$103,000 | $3,418,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
28 | $4,695,000 |
$167,000 | $810,000 |
$99,000 | $370,000 |
| Application Denied By Financial Institution |
71 | $7,672,000 |
$108,000 | $317,000 |
$61,000 | $142,000 |
| Application Withdrawn By Applicant |
51 | $7,637,000 |
$149,000 | $425,000 |
$102,000 | $691,000 |
| File Closed For Incompleteness |
2 | $390,000 |
$195,000 | $215,000 |
$97,000 | $123,000 |
| Loan Originated |
933 | $101,962,000 |
$109,000 | $1,312,000 |
$106,000 | $3,418,000 |
| Loan Purchased By The Institution |
56 | $16,226,000 |
$289,000 | $900,000 |
$121,000 | $469,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
11 | $1,585,000 |
$144,000 | $306,000 |
$80,000 | $139,000 |
| Credit Application Incomplete |
1 | $186,000 |
$186,000 | $186,000 |
$40,000 | $40,000 |
| Credit History |
18 | $1,475,000 |
$81,000 | $250,000 |
$65,000 | $142,000 |
| Debt-To-Income Ratio |
39 | $4,389,000 |
$112,000 | $317,000 |
$56,000 | $114,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $37,000 |
$18,000 | $25,000 |
$31,000 | $39,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROCKVILLE BANK by:
Metropolitan Area And
County
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