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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROCKWOOD BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROCKWOOD BANK |
| Address | 219 THRESHER AVE
EUREKA, MO 63025 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 472 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $96,793,000 |
| Average Mortgage Loan Amount Applied For | $221,000 |
| Highest Mortgage Loan Amount Applied For | $3,793,000 |
| Average Applicant Income | $55,800 |
| Highest Applicant Income | $1,010,000 |
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| Home Improvement |
41 | $4,656,000 |
$113,000 | $1,285,000 |
$76,000 | $1,000,000 |
| Home Purchase |
191 | $40,715,000 |
$213,000 | $3,769,000 |
$58,000 | $886,000 |
| Refinancing |
240 | $51,422,000 |
$214,000 | $3,793,000 |
$81,000 | $1,010,000 |
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| American Indian or Alaskan Native |
1 | $72,000 |
$72,000 | $72,000 |
$53,000 | $53,000 |
| Asian |
5 | $890,000 |
$178,000 | $333,000 |
$110,000 | $201,000 |
| Black or African American |
6 | $1,359,000 |
$226,000 | $798,000 |
$222,000 | $1,010,000 |
| Hispanic |
3 | $453,000 |
$151,000 | $245,000 |
$119,000 | $162,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
116 | $40,531,000 |
$349,000 | $3,793,000 |
$0 | $0 |
| Not Provided |
1 | $85,000 |
$85,000 | $85,000 |
$37,000 | $37,000 |
| White |
340 | $53,403,000 |
$157,000 | $1,354,000 |
$92,000 | $1,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
472 | $96,793,000 |
$205,000 | $3,793,000 |
$71,000 | $1,010,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
10 | $6,963,000 |
$696,000 | $2,700,000 |
$43,000 | $114,000 |
| Application Denied By Financial Institution |
26 | $2,506,000 |
$96,000 | $550,000 |
$42,000 | $126,000 |
| Application Withdrawn By Applicant |
22 | $2,458,000 |
$111,000 | $333,000 |
$71,000 | $180,000 |
| File Closed For Incompleteness |
2 | $195,000 |
$97,000 | $156,000 |
$57,000 | $57,000 |
| Loan Originated |
412 | $84,671,000 |
$205,000 | $3,793,000 |
$74,000 | $1,010,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROCKWOOD BANK by:
Metropolitan Area And
County
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