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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROCKY MOUNTAIN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROCKY MOUNTAIN BANK |
| Address | 2615 KING AVE W
BILLINGS, MT 59102 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 406 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $49,816,000 |
| Average Mortgage Loan Amount Applied For | $120,393 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $73,060 |
| Highest Applicant Income | $992,000 |
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| Home Improvement |
32 | $605,000 |
$18,000 | $87,000 |
$43,000 | $174,000 |
| Home Purchase |
198 | $27,828,000 |
$151,777 | $700,000 |
$66,444 | $992,000 |
| Refinancing |
176 | $21,383,000 |
$129,500 | $650,000 |
$70,666 | $546,000 |
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| American Indian or Alaskan Native |
3 | $341,000 |
$113,000 | $240,000 |
$44,000 | $45,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $322,000 |
$54,000 | $88,000 |
$30,000 | $53,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $48,000 |
$48,000 | $48,000 |
$73,000 | $73,000 |
| Not applicable |
3 | $960,000 |
$320,000 | $375,000 |
$235,000 | $546,000 |
| Not Provided |
3 | $120,000 |
$40,000 | $95,000 |
$30,000 | $45,000 |
| White |
391 | $48,025,000 |
$134,444 | $700,000 |
$62,444 | $992,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
363 | $44,926,000 |
$121,444 | $700,000 |
$57,111 | $992,000 |
| FHA-insured (Federal Housing Administration) |
30 | $3,304,000 |
$110,000 | $163,000 |
$49,000 | $146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $137,000 |
$68,000 | $77,000 |
$19,000 | $21,000 |
| VA-guaranteed (Veterans Administration) |
11 | $1,449,000 |
$142,000 | $255,000 |
$59,500 | $88,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $1,153,000 |
$115,000 | $211,000 |
$34,000 | $62,000 |
| Application Withdrawn By Applicant |
20 | $3,139,000 |
$156,000 | $650,000 |
$80,000 | $398,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
376 | $45,524,000 |
$124,500 | $700,000 |
$59,200 | $992,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROCKY MOUNTAIN BANK by:
Metropolitan Area And
County
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