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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROCKY MOUNTAIN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROCKY MOUNTAIN BANK |
| Address | 1398 CENTRAL AVENUE
DUBUQUE, IA 52001 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 421 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $65,832,000 |
| Average Mortgage Loan Amount Applied For | $150,375 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $75,875 |
| Highest Applicant Income | $992,000 |
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| Home Improvement |
56 | $1,056,000 |
$18,000 | $264,000 |
$45,000 | $124,000 |
| Home Purchase |
208 | $31,804,000 |
$152,000 | $976,000 |
$95,000 | $992,000 |
| Refinancing |
158 | $33,136,000 |
$209,000 | $1,200,000 |
$86,000 | $638,000 |
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| American Indian or Alaskan Native |
1 | $4,000 |
$4,000 | $4,000 |
$30,000 | $30,000 |
| Asian |
1 | $593,000 |
$593,000 | $593,000 |
$486,000 | $486,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $156,000 |
$78,000 | $155,000 |
$37,000 | $42,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $1,490,000 |
$496,000 | $1,200,000 |
$261,000 | $638,000 |
| Not applicable |
3 | $241,000 |
$80,000 | $165,000 |
$0 | $0 |
| Not Provided |
11 | $1,741,000 |
$158,000 | $417,000 |
$140,000 | $892,000 |
| White |
401 | $61,771,000 |
$154,000 | $1,000,000 |
$82,000 | $992,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
372 | $59,110,000 |
$158,000 | $1,200,000 |
$90,000 | $992,000 |
| FHA-insured (Federal Housing Administration) |
33 | $4,552,000 |
$137,000 | $195,000 |
$51,000 | $89,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $129,000 |
$64,000 | $96,000 |
$15,000 | $31,000 |
| VA-guaranteed (Veterans Administration) |
15 | $2,205,000 |
$147,000 | $246,000 |
$51,000 | $82,000 |
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| Application Approved But Not Accepted |
8 | $2,846,000 |
$355,000 | $1,200,000 |
$148,000 | $638,000 |
| Application Denied By Financial Institution |
15 | $1,064,000 |
$70,000 | $600,000 |
$48,000 | $180,000 |
| Application Withdrawn By Applicant |
21 | $5,269,000 |
$250,000 | $844,000 |
$85,000 | $288,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
377 | $56,653,000 |
$150,000 | $1,000,000 |
$85,000 | $992,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $164,000 |
$164,000 | $164,000 |
$69,000 | $69,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROCKY MOUNTAIN BANK by:
Metropolitan Area And
County
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