|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ROCKY MOUNTAIN BANK & TRUST
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ROCKY MOUNTAIN BANK & TRUST |
| Address | 755 CHEYENNE MEADOWS RD
COLORADO SPRINGS, CO 80906 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 40 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,456,000 |
| Average Mortgage Loan Amount Applied For | $219,250 |
| Highest Mortgage Loan Amount Applied For | $1,300,000 |
| Average Applicant Income | $168,125 |
| Highest Applicant Income | $632,000 |
|
|
|
| Home Improvement |
4 | $293,000 |
$73,000 | $247,000 |
$84,000 | $257,000 |
| Home Purchase |
23 | $4,622,000 |
$200,000 | $500,000 |
$160,000 | $632,000 |
| Refinancing |
13 | $4,541,000 |
$349,000 | $1,300,000 |
$120,000 | $312,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $640,000 |
$640,000 | $640,000 |
$118,000 | $118,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $432,000 |
$144,000 | $237,000 |
$0 | $0 |
| Not Provided |
1 | $210,000 |
$210,000 | $210,000 |
$79,000 | $79,000 |
| White |
35 | $8,174,000 |
$233,000 | $1,300,000 |
$154,000 | $632,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
40 | $9,456,000 |
$236,000 | $1,300,000 |
$139,000 | $632,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
4 | $1,316,000 |
$329,000 | $640,000 |
$93,000 | $151,000 |
| Application Denied By Financial Institution |
3 | $1,434,000 |
$478,000 | $1,300,000 |
$122,000 | $298,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
33 | $6,706,000 |
$203,000 | $500,000 |
$147,000 | $632,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $1,433,000 |
$716,000 | $1,300,000 |
$166,000 | $298,000 |
| Debt-To-Income Ratio |
1 | $1,000 |
$1,000 | $1,000 |
$34,000 | $34,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for ROCKY MOUNTAIN BANK & TRUST by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
