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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROEBLING BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROEBLING BANK |
| Address | ROUTE 130 & DELAWARE AVENUE
ROEBLING, NJ 08554 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 283 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,761,000 |
| Average Mortgage Loan Amount Applied For | $270,545 |
| Highest Mortgage Loan Amount Applied For | $1,900,000 |
| Average Applicant Income | $275,636 |
| Highest Applicant Income | $3,536,000 |
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| Home Improvement |
128 | $7,288,000 |
$56,000 | $378,000 |
$84,000 | $207,000 |
| Home Purchase |
39 | $6,240,000 |
$160,000 | $600,000 |
$187,000 | $3,536,000 |
| Refinancing |
116 | $11,233,000 |
$96,000 | $1,900,000 |
$115,000 | $1,841,000 |
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| American Indian or Alaskan Native |
1 | $3,000 |
$3,000 | $3,000 |
$33,000 | $33,000 |
| Asian |
3 | $85,000 |
$28,000 | $55,000 |
$76,000 | $130,000 |
| Black or African American |
11 | $548,000 |
$49,000 | $102,000 |
$86,000 | $391,000 |
| Hispanic |
4 | $148,000 |
$37,000 | $55,000 |
$93,000 | $156,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
57 | $8,425,000 |
$147,000 | $1,900,000 |
$192,000 | $3,536,000 |
| White |
207 | $15,552,000 |
$75,000 | $540,000 |
$91,000 | $1,639,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
283 | $24,761,000 |
$87,000 | $1,900,000 |
$111,000 | $3,536,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $546,000 |
$78,000 | $219,000 |
$75,000 | $94,000 |
| Application Denied By Financial Institution |
58 | $4,058,000 |
$69,000 | $276,000 |
$64,000 | $156,000 |
| Application Withdrawn By Applicant |
12 | $1,978,000 |
$164,000 | $540,000 |
$115,000 | $391,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
206 | $18,179,000 |
$88,000 | $1,900,000 |
$125,000 | $3,536,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $211,000 |
$70,000 | $120,000 |
$122,000 | $130,000 |
| Credit Application Incomplete |
2 | $320,000 |
$160,000 | $175,000 |
$84,000 | $90,000 |
| Credit History |
18 | $1,073,000 |
$59,000 | $240,000 |
$54,000 | $110,000 |
| Debt-To-Income Ratio |
33 | $2,343,000 |
$71,000 | $276,000 |
$62,000 | $156,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $70,000 |
$70,000 | $70,000 |
$71,000 | $71,000 |
| Unverifiable Information |
1 | $41,000 |
$41,000 | $41,000 |
$89,000 | $89,000 |
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Mortgage Loan App Totals for ROEBLING BANK by:
Metropolitan Area And
County
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