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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROGUE FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROGUE FEDERAL CREDIT UNION |
| Address | 1093 ROYAL COURT
MEDFORD, OR 97504 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 435 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,983,000 |
| Average Mortgage Loan Amount Applied For | $59,875 |
| Highest Mortgage Loan Amount Applied For | $370,000 |
| Average Applicant Income | $64,875 |
| Highest Applicant Income | $389,000 |
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| Home Improvement |
207 | $9,941,000 |
$48,000 | $150,000 |
$75,000 | $389,000 |
| Home Purchase |
72 | $4,486,000 |
$62,000 | $310,000 |
$56,000 | $190,000 |
| Refinancing |
156 | $11,556,000 |
$74,000 | $370,000 |
$68,000 | $180,000 |
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| American Indian or Alaskan Native |
4 | $281,000 |
$70,000 | $222,000 |
$48,000 | $72,000 |
| Asian |
2 | $106,000 |
$53,000 | $86,000 |
$34,000 | $50,000 |
| Black or African American |
1 | $115,000 |
$115,000 | $115,000 |
$107,000 | $107,000 |
| Hispanic |
19 | $1,153,000 |
$60,000 | $145,000 |
$59,000 | $119,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $110,000 |
$110,000 | $110,000 |
$66,000 | $66,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
408 | $24,218,000 |
$59,000 | $370,000 |
$70,000 | $389,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
435 | $25,983,000 |
$59,000 | $370,000 |
$69,000 | $389,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
22 | $1,148,000 |
$52,000 | $150,000 |
$43,000 | $120,000 |
| Application Withdrawn By Applicant |
41 | $5,391,000 |
$131,000 | $370,000 |
$89,000 | $389,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
372 | $19,444,000 |
$52,000 | $255,000 |
$68,000 | $389,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROGUE FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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