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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROSE HILL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROSE HILL BANK |
| Address | 107 N ROSE HILL RD PO BOX 68
ROSE HILL, KS 67133 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 270 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,530,000 |
| Average Mortgage Loan Amount Applied For | $39,500 |
| Highest Mortgage Loan Amount Applied For | $638,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $239,000 |
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| Home Improvement |
60 | $1,304,000 |
$21,000 | $142,000 |
$70,000 | $196,000 |
| Home Purchase |
81 | $4,510,000 |
$55,000 | $638,000 |
$56,000 | $184,000 |
| Refinancing |
142 | $6,237,000 |
$43,000 | $202,000 |
$87,000 | $239,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
7 | $121,000 |
$17,000 | $20,000 |
$118,000 | $164,000 |
| Black or African American |
4 | $57,000 |
$14,000 | $28,000 |
$23,000 | $24,000 |
| Hispanic |
14 | $453,000 |
$32,000 | $74,000 |
$53,000 | $89,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $296,000 |
$26,000 | $65,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
247 | $11,124,000 |
$45,000 | $638,000 |
$78,000 | $239,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
283 | $12,051,000 |
$42,000 | $638,000 |
$74,000 | $239,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $464,000 |
$35,000 | $118,000 |
$48,000 | $101,000 |
| Application Withdrawn By Applicant |
21 | $755,000 |
$35,000 | $125,000 |
$48,000 | $85,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
249 | $10,832,000 |
$43,000 | $638,000 |
$78,000 | $239,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $58,000 |
$58,000 | $58,000 |
$43,000 | $43,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10 | $349,000 |
$34,000 | $118,000 |
$46,000 | $84,000 |
| Debt-To-Income Ratio |
2 | $57,000 |
$28,000 | $32,000 |
$60,000 | $101,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROSE HILL BANK by:
Metropolitan Area And
County
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