|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ROSE ROCK BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ROSE ROCK BANK |
| Address | 510 COMMERCE
ENID, OK 73703 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 279 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,967,000 |
| Average Mortgage Loan Amount Applied For | $112,851 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $115,740 |
| Highest Applicant Income | $1,400,000 |
|
|
|
| Home Improvement |
66 | $1,026,000 |
$15,000 | $67,000 |
$36,000 | $180,000 |
| Home Purchase |
95 | $9,917,000 |
$104,000 | $1,440,000 |
$97,000 | $624,000 |
| Refinancing |
118 | $13,024,000 |
$110,000 | $2,500,000 |
$164,000 | $1,400,000 |
|
|
| American Indian or Alaskan Native |
7 | $624,000 |
$89,000 | $309,000 |
$77,000 | $139,000 |
| Asian |
1 | $296,000 |
$296,000 | $296,000 |
$0 | $0 |
| Black or African American |
2 | $510,000 |
$255,000 | $495,000 |
$7,000 | $15,000 |
| Hispanic |
26 | $979,000 |
$37,000 | $326,000 |
$44,000 | $96,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
31 | $8,320,000 |
$268,000 | $2,500,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
212 | $13,238,000 |
$62,000 | $1,440,000 |
$138,000 | $1,400,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
269 | $23,170,000 |
$86,000 | $2,500,000 |
$114,000 | $1,400,000 |
| FHA-insured (Federal Housing Administration) |
7 | $508,000 |
$72,000 | $116,000 |
$39,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $289,000 |
$96,000 | $158,000 |
$36,000 | $57,000 |
|
|
| Application Approved But Not Accepted |
8 | $889,000 |
$111,000 | $248,000 |
$77,000 | $174,000 |
| Application Denied By Financial Institution |
48 | $2,864,000 |
$59,000 | $495,000 |
$42,000 | $180,000 |
| Application Withdrawn By Applicant |
43 | $5,920,000 |
$137,000 | $866,000 |
$92,000 | $1,400,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
180 | $14,294,000 |
$79,000 | $2,500,000 |
$135,000 | $1,058,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for ROSE ROCK BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
