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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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ROSSVILLE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROSSVILLE BANK |
| Address | 316 CHICKAMAUGA AVE
ROSSVILLE, GA 30741 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 88 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,372,000 |
| Average Mortgage Loan Amount Applied For | $103,000 |
| Highest Mortgage Loan Amount Applied For | $735,000 |
| Average Applicant Income | $64,125 |
| Highest Applicant Income | $455,000 |
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| Home Improvement |
27 | $441,000 |
$16,000 | $100,000 |
$47,000 | $109,000 |
| Home Purchase |
14 | $1,383,000 |
$98,000 | $164,000 |
$82,000 | $153,000 |
| Refinancing |
47 | $4,548,000 |
$96,000 | $735,000 |
$68,000 | $455,000 |
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| American Indian or Alaskan Native |
1 | $13,000 |
$13,000 | $13,000 |
$45,000 | $45,000 |
| Asian |
1 | $100,000 |
$100,000 | $100,000 |
$54,000 | $54,000 |
| Black or African American |
1 | $17,000 |
$17,000 | $17,000 |
$80,000 | $80,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $5,000 |
$5,000 | $5,000 |
$47,000 | $47,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
84 | $6,237,000 |
$74,000 | $735,000 |
$64,000 | $455,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
88 | $6,372,000 |
$72,000 | $735,000 |
$64,000 | $455,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $488,000 |
$61,000 | $137,000 |
$50,000 | $112,000 |
| Application Withdrawn By Applicant |
3 | $984,000 |
$328,000 | $735,000 |
$219,000 | $455,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
77 | $4,900,000 |
$63,000 | $377,000 |
$59,000 | $223,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $488,000 |
$61,000 | $137,000 |
$50,000 | $112,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROSSVILLE BANK by:
Metropolitan Area And
County
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