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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROYAL BANKS OF MISSOURI
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROYAL BANKS OF MISSOURI |
| Address | 13171 OLIVE BLVD.
CREVE COEUR, MO 63141 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 56 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $33,696,000 |
| Average Mortgage Loan Amount Applied For | $1,390,000 |
| Highest Mortgage Loan Amount Applied For | $5,831,000 |
| Average Applicant Income | $277,333 |
| Highest Applicant Income | $2,181,000 |
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| Home Improvement |
3 | $5,739,000 |
$1,913,000 | $4,000,000 |
$0 | $0 |
| Home Purchase |
25 | $18,839,000 |
$753,000 | $5,831,000 |
$64,000 | $316,000 |
| Refinancing |
29 | $9,243,000 |
$318,000 | $1,880,000 |
$170,000 | $2,181,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $40,000 |
$40,000 | $40,000 |
$147,000 | $147,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
36 | $24,110,000 |
$669,000 | $5,831,000 |
$0 | $0 |
| Not Provided |
3 | $587,000 |
$195,000 | $288,000 |
$44,000 | $93,000 |
| White |
17 | $9,084,000 |
$534,000 | $1,880,000 |
$369,000 | $2,181,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
57 | $33,821,000 |
$593,000 | $5,831,000 |
$115,000 | $2,181,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $3,408,000 |
$852,000 | $1,550,000 |
$72,000 | $289,000 |
| Application Denied By Financial Institution |
7 | $5,930,000 |
$847,000 | $1,880,000 |
$90,000 | $181,000 |
| Application Withdrawn By Applicant |
3 | $1,585,000 |
$528,000 | $1,240,000 |
$41,000 | $74,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
42 | $22,773,000 |
$542,000 | $5,831,000 |
$130,000 | $2,181,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $125,000 |
$125,000 | $125,000 |
$40,000 | $40,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROYAL BANKS OF MISSOURI by:
Metropolitan Area And
County
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