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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROYAL SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROYAL SAVINGS BANK |
| Address | 9226 S COMMERCIAL AVE
CHICAGO, IL 60617 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 66 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,007,000 |
| Average Mortgage Loan Amount Applied For | $229,666 |
| Highest Mortgage Loan Amount Applied For | $488,000 |
| Average Applicant Income | $630,500 |
| Highest Applicant Income | $3,207,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
37 | $5,575,000 |
$150,000 | $488,000 |
$196,000 | $3,207,000 |
| Refinancing |
29 | $3,432,000 |
$118,000 | $428,000 |
$79,000 | $365,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $613,000 |
$306,000 | $488,000 |
$1,641,000 | $3,207,000 |
| Black or African American |
6 | $1,442,000 |
$240,000 | $416,000 |
$76,000 | $365,000 |
| Hispanic |
35 | $3,468,000 |
$99,000 | $399,000 |
$80,000 | $310,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
23 | $3,484,000 |
$151,000 | $428,000 |
$130,000 | $1,130,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
66 | $9,007,000 |
$136,000 | $488,000 |
$145,000 | $3,207,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $1,028,000 |
$342,000 | $416,000 |
$20,000 | $60,000 |
| Application Withdrawn By Applicant |
1 | $92,000 |
$92,000 | $92,000 |
$59,000 | $59,000 |
| File Closed For Incompleteness |
2 | $221,000 |
$110,000 | $196,000 |
$59,000 | $59,000 |
| Loan Originated |
60 | $7,666,000 |
$127,000 | $488,000 |
$155,000 | $3,207,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROYAL SAVINGS BANK by:
Metropolitan Area And
County
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