|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
RUSSELL COUNTRY FCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
RUSSELL COUNTRY FCU |
| Address | 810 1ST AVE S
GREAT FALLS, MT 59401 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 55 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,599,000 |
| Average Mortgage Loan Amount Applied For | $129,142 |
| Highest Mortgage Loan Amount Applied For | $324,000 |
| Average Applicant Income | $60,142 |
| Highest Applicant Income | $206,000 |
|
|
|
| Home Improvement |
7 | $281,000 |
$40,000 | $64,000 |
$50,000 | $86,000 |
| Home Purchase |
29 | $2,934,000 |
$101,000 | $324,000 |
$52,000 | $206,000 |
| Refinancing |
23 | $1,754,000 |
$76,000 | $163,000 |
$59,000 | $114,000 |
|
|
| American Indian or Alaskan Native |
3 | $84,000 |
$28,000 | $41,000 |
$53,000 | $62,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $109,000 |
$109,000 | $109,000 |
$41,000 | $41,000 |
| White |
55 | $4,776,000 |
$86,000 | $324,000 |
$55,000 | $206,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
59 | $4,969,000 |
$84,000 | $324,000 |
$55,000 | $206,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $30,000 |
$30,000 | $30,000 |
$30,000 | $30,000 |
| Application Denied By Financial Institution |
9 | $730,000 |
$81,000 | $155,000 |
$44,000 | $72,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
43 | $3,556,000 |
$82,000 | $324,000 |
$60,000 | $206,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
6 | $653,000 |
$108,000 | $155,000 |
$39,000 | $60,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $650,000 |
$92,000 | $155,000 |
$44,000 | $72,000 |
| Debt-To-Income Ratio |
2 | $80,000 |
$40,000 | $60,000 |
$45,000 | $67,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for RUSSELL COUNTRY FCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
