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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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S&C BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
S&C BANK |
| Address | 355 S KNOWLES AVE, PO BOX 475
NEW RICHMOND, WI 54017 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 773 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $97,589,000 |
| Average Mortgage Loan Amount Applied For | $175,125 |
| Highest Mortgage Loan Amount Applied For | $750,000 |
| Average Applicant Income | $82,975 |
| Highest Applicant Income | $1,057,000 |
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| Home Improvement |
51 | $2,476,000 |
$48,000 | $393,000 |
$75,000 | $1,057,000 |
| Home Purchase |
333 | $49,165,000 |
$147,000 | $750,000 |
$69,000 | $345,000 |
| Refinancing |
407 | $47,465,000 |
$116,000 | $700,000 |
$67,000 | $360,000 |
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| American Indian or Alaskan Native |
1 | $39,000 |
$39,000 | $39,000 |
$49,000 | $49,000 |
| Asian |
3 | $526,000 |
$175,000 | $262,000 |
$43,000 | $80,000 |
| Black or African American |
1 | $102,000 |
$102,000 | $102,000 |
$0 | $0 |
| Hispanic |
3 | $323,000 |
$107,000 | $191,000 |
$48,000 | $66,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
15 | $1,805,000 |
$120,000 | $490,000 |
$4,000 | $70,000 |
| Not Provided |
11 | $1,840,000 |
$167,000 | $417,000 |
$66,000 | $121,000 |
| White |
757 | $94,471,000 |
$124,000 | $750,000 |
$70,000 | $1,057,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
791 | $99,106,000 |
$125,000 | $750,000 |
$68,000 | $1,057,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
24 | $2,936,000 |
$122,000 | $496,000 |
$57,000 | $162,000 |
| Application Denied By Financial Institution |
63 | $5,736,000 |
$91,000 | $287,000 |
$45,000 | $222,000 |
| Application Withdrawn By Applicant |
8 | $1,209,000 |
$151,000 | $290,000 |
$60,000 | $180,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
683 | $87,980,000 |
$128,000 | $750,000 |
$71,000 | $1,057,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
3 | $347,000 |
$115,000 | $160,000 |
$50,000 | $77,000 |
| Preapproval Denied by Financial Institution |
10 | $898,000 |
$89,000 | $152,000 |
$28,000 | $39,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for S&C BANK by:
Metropolitan Area And
County
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