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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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S C TELCO FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
S C TELCO FEDERAL CREDIT UNION |
| Address | PO BOX 10708, 10 TOY STREET
GREENVILLE, SC 29303 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 118 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,665,000 |
| Average Mortgage Loan Amount Applied For | $128,250 |
| Highest Mortgage Loan Amount Applied For | $525,000 |
| Average Applicant Income | $74,950 |
| Highest Applicant Income | $190,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
72 | $9,070,000 |
$125,000 | $400,000 |
$64,000 | $190,000 |
| Refinancing |
46 | $5,595,000 |
$121,000 | $525,000 |
$71,000 | $163,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
13 | $1,527,000 |
$117,000 | $221,000 |
$64,000 | $136,000 |
| Hispanic |
7 | $790,000 |
$112,000 | $200,000 |
$59,000 | $101,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $149,000 |
$149,000 | $149,000 |
$67,000 | $67,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
23 | $3,238,000 |
$140,000 | $400,000 |
$71,000 | $163,000 |
| White |
74 | $8,961,000 |
$121,000 | $525,000 |
$67,000 | $190,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
118 | $14,665,000 |
$124,000 | $525,000 |
$67,000 | $190,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
14 | $1,479,000 |
$105,000 | $268,000 |
$57,000 | $112,000 |
| Application Withdrawn By Applicant |
16 | $2,076,000 |
$129,000 | $210,000 |
$47,000 | $141,000 |
| File Closed For Incompleteness |
4 | $513,000 |
$128,000 | $163,000 |
$65,000 | $102,000 |
| Loan Originated |
84 | $10,597,000 |
$126,000 | $525,000 |
$72,000 | $190,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
13 | $1,412,000 |
$108,000 | $268,000 |
$59,000 | $112,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for S C TELCO FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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