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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SACRAMENTO VALLEY FINANCIAL
Mortgage Loans and Application Details
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| Mortgage Company Name |
SACRAMENTO VALLEY FINANCIAL |
| Address | 720 SUNRISE AVENUE, SUITE 210-D
ROSEVILLE, CA 95661 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 220 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $60,987,000 |
| Average Mortgage Loan Amount Applied For | $322,655 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $104,413 |
| Highest Applicant Income | $384,000 |
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| Home Improvement |
7 | $1,933,000 |
$276,000 | $446,000 |
$103,000 | $149,000 |
| Home Purchase |
65 | $18,422,000 |
$283,000 | $1,000,000 |
$100,000 | $300,000 |
| Refinancing |
153 | $42,127,000 |
$275,000 | $940,000 |
$65,000 | $384,000 |
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| American Indian or Alaskan Native |
3 | $874,000 |
$291,000 | $364,000 |
$95,000 | $109,000 |
| Asian |
5 | $1,296,000 |
$259,000 | $309,000 |
$66,000 | $118,000 |
| Black or African American |
14 | $3,920,000 |
$280,000 | $488,000 |
$59,000 | $166,000 |
| Hispanic |
16 | $3,939,000 |
$246,000 | $446,000 |
$54,000 | $138,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
14 | $4,317,000 |
$308,000 | $503,000 |
$92,000 | $276,000 |
| White |
173 | $48,136,000 |
$278,000 | $1,000,000 |
$78,000 | $384,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
148 | $38,894,000 |
$262,000 | $1,000,000 |
$101,000 | $384,000 |
| FHA-insured (Federal Housing Administration) |
76 | $23,238,000 |
$305,000 | $350,000 |
$27,000 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $350,000 |
$350,000 | $350,000 |
$113,000 | $113,000 |
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| Application Approved But Not Accepted |
1 | $280,000 |
$280,000 | $280,000 |
$27,000 | $27,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
35 | $9,472,000 |
$270,000 | $940,000 |
$78,000 | $249,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
189 | $52,730,000 |
$278,000 | $1,000,000 |
$76,000 | $384,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SACRAMENTO VALLEY FINANCIAL by:
Metropolitan Area And
County
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