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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SAMSON BANKING COMPANY, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
SAMSON BANKING COMPANY, INC |
| Address | 2 WEST MAIN STREET
SAMSON, AL 36477 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 48 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,572,000 |
| Average Mortgage Loan Amount Applied For | $70,166 |
| Highest Mortgage Loan Amount Applied For | $360,000 |
| Average Applicant Income | $49,333 |
| Highest Applicant Income | $312,000 |
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| Home Improvement |
8 | $225,000 |
$28,000 | $60,000 |
$51,000 | $96,000 |
| Home Purchase |
25 | $1,304,000 |
$52,000 | $200,000 |
$48,000 | $120,000 |
| Refinancing |
15 | $1,043,000 |
$69,000 | $360,000 |
$66,000 | $312,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $38,000 |
$19,000 | $35,000 |
$58,000 | $96,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $25,000 |
$25,000 | $25,000 |
$12,000 | $12,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
45 | $2,509,000 |
$55,000 | $360,000 |
$55,000 | $312,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
48 | $2,572,000 |
$53,000 | $360,000 |
$54,000 | $312,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $36,000 |
$36,000 | $36,000 |
$120,000 | $120,000 |
| Application Denied By Financial Institution |
5 | $157,000 |
$31,000 | $95,000 |
$40,000 | $84,000 |
| Application Withdrawn By Applicant |
2 | $31,000 |
$15,000 | $21,000 |
$53,000 | $78,000 |
| File Closed For Incompleteness |
1 | $35,000 |
$35,000 | $35,000 |
$96,000 | $96,000 |
| Loan Originated |
39 | $2,313,000 |
$59,000 | $360,000 |
$53,000 | $312,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $10,000 |
$10,000 | $10,000 |
$30,000 | $30,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $52,000 |
$17,000 | $28,000 |
$30,000 | $38,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $95,000 |
$95,000 | $95,000 |
$84,000 | $84,000 |
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Mortgage Loan App Totals for SAMSON BANKING COMPANY, INC by:
Metropolitan Area And
County
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