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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SANTA CRUZ MORTGAGE COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
SANTA CRUZ MORTGAGE COMPANY |
| Address | 500 SEABRIGHT AVENUE SUITE 105
SANTA CRUZ, CA 95060 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 3,295 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $783,266,000 |
| Average Mortgage Loan Amount Applied For | $184,000 |
| Highest Mortgage Loan Amount Applied For | $2,025,000 |
| Average Applicant Income | $90,629 |
| Highest Applicant Income | $1,392,000 |
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| Home Improvement (one-to-four family) |
1 | $275,000 |
$275,000 | $275,000 |
$78,000 | $78,000 |
| Home Purchase (one-to-four family) |
2,694 | $621,164,000 |
$234,222 | $2,025,000 |
$105,777 | $1,392,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
4 | $1,080,000 |
$270,000 | $323,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
887 | $221,174,000 |
$156,200 | $2,000,000 |
$84,200 | $994,000 |
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| American Indian or Alaskan Native |
6 | $1,337,000 |
$222,000 | $323,000 |
$57,000 | $82,000 |
| Asian or Pacific Islander |
44 | $12,236,000 |
$278,000 | $975,000 |
$93,000 | $238,000 |
| Black |
19 | $4,782,000 |
$227,000 | $508,000 |
$147,500 | $213,000 |
| Hispanic |
1,020 | $223,168,000 |
$136,666 | $604,000 |
$56,000 | $331,000 |
| Information not provided by applicant in mail or telephone application |
404 | $88,053,000 |
$220,500 | $848,000 |
$129,500 | $449,000 |
| Not applicable |
1 | $300,000 |
$300,000 | $300,000 |
$223,000 | $223,000 |
| Other |
30 | $6,753,000 |
$225,000 | $500,000 |
$112,000 | $353,000 |
| White |
2,062 | $507,064,000 |
$197,000 | $2,025,000 |
$82,888 | $1,392,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,567 | $841,197,000 |
$196,400 | $2,025,000 |
$95,600 | $1,392,000 |
| FHA-insured (Federal Housing Administration) |
16 | $2,080,000 |
$130,000 | $322,000 |
$38,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $416,000 |
$138,000 | $179,000 |
$25,000 | $45,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $2,009,000 |
$200,000 | $532,000 |
$75,000 | $193,000 |
| Application Withdrawn By Applicant |
492 | $112,427,000 |
$245,571 | $2,025,000 |
$80,571 | $1,392,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
3,084 | $729,257,000 |
$164,875 | $2,000,000 |
$93,000 | $1,392,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SANTA CRUZ MORTGAGE COMPANY by:
Metropolitan Area And
County
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