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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SATILLA COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SATILLA COMMUNITY BANK |
| Address | P.O. BOX 5400
ST. MARYS, GA 31558 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 128 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,889,000 |
| Average Mortgage Loan Amount Applied For | $116,142 |
| Highest Mortgage Loan Amount Applied For | $940,000 |
| Average Applicant Income | $117,785 |
| Highest Applicant Income | $837,000 |
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| Home Improvement |
28 | $1,673,000 |
$59,000 | $230,000 |
$71,000 | $397,000 |
| Home Purchase |
85 | $9,910,000 |
$116,000 | $940,000 |
$86,000 | $837,000 |
| Refinancing |
21 | $1,468,000 |
$69,000 | $380,000 |
$40,000 | $90,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
6 | $769,000 |
$128,000 | $230,000 |
$55,000 | $126,000 |
| Hispanic |
2 | $31,000 |
$15,000 | $23,000 |
$45,000 | $57,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $1,405,000 |
$281,000 | $387,000 |
$0 | $0 |
| Not Provided |
3 | $80,000 |
$26,000 | $65,000 |
$16,000 | $35,000 |
| White |
118 | $10,766,000 |
$91,000 | $940,000 |
$82,000 | $837,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
134 | $13,051,000 |
$97,000 | $940,000 |
$76,000 | $837,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $546,000 |
$109,000 | $207,000 |
$60,000 | $126,000 |
| Application Denied By Financial Institution |
22 | $1,376,000 |
$62,000 | $360,000 |
$37,000 | $126,000 |
| Application Withdrawn By Applicant |
4 | $496,000 |
$124,000 | $317,000 |
$40,000 | $75,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
102 | $10,583,000 |
$103,000 | $940,000 |
$87,000 | $837,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $50,000 |
$50,000 | $50,000 |
$30,000 | $30,000 |
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| Collateral |
1 | $30,000 |
$30,000 | $30,000 |
$126,000 | $126,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
18 | $767,000 |
$42,000 | $220,000 |
$31,000 | $104,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $49,000 |
$49,000 | $49,000 |
$48,000 | $48,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $360,000 |
$360,000 | $360,000 |
$53,000 | $53,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SATILLA COMMUNITY BANK by:
Metropolitan Area And
County
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