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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SCBT OF THE PDMT
Mortgage Loans and Application Details
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| Mortgage Company Name |
SCBT OF THE PDMT |
| Address | PO BOX 1287
ORANGEBURG, SC 29116 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 501 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $82,840,000 |
| Average Mortgage Loan Amount Applied For | $198,148 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $127,962 |
| Highest Applicant Income | $907,000 |
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| Home Improvement |
13 | $470,000 |
$36,000 | $145,000 |
$96,000 | $279,000 |
| Home Purchase |
308 | $53,713,000 |
$174,000 | $800,000 |
$93,000 | $711,000 |
| Refinancing |
180 | $28,657,000 |
$159,000 | $575,000 |
$85,000 | $907,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
6 | $1,055,000 |
$175,000 | $412,000 |
$95,000 | $250,000 |
| Black or African American |
7 | $832,000 |
$118,000 | $246,000 |
$53,000 | $170,000 |
| Hispanic |
8 | $1,520,000 |
$190,000 | $340,000 |
$51,000 | $99,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $414,000 |
$103,000 | $166,000 |
$0 | $0 |
| Not Provided |
35 | $5,657,000 |
$161,000 | $434,000 |
$91,000 | $254,000 |
| White |
441 | $73,362,000 |
$166,000 | $800,000 |
$92,000 | $907,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
490 | $81,334,000 |
$165,000 | $800,000 |
$91,000 | $907,000 |
| FHA-insured (Federal Housing Administration) |
8 | $1,043,000 |
$130,000 | $182,000 |
$54,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $463,000 |
$154,000 | $232,000 |
$61,000 | $97,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $1,114,000 |
$111,000 | $558,000 |
$44,000 | $169,000 |
| Application Withdrawn By Applicant |
51 | $8,686,000 |
$170,000 | $535,000 |
$66,000 | $332,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
440 | $73,040,000 |
$166,000 | $800,000 |
$94,000 | $907,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $558,000 |
$558,000 | $558,000 |
$169,000 | $169,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $332,000 |
$47,000 | $95,000 |
$20,000 | $42,000 |
| Debt-To-Income Ratio |
2 | $224,000 |
$112,000 | $145,000 |
$67,000 | $91,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SCBT OF THE PDMT by:
Metropolitan Area And
County
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