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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SCHOOL EMPLOYEES CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
SCHOOL EMPLOYEES CREDIT UNION |
| Address | 325 EASTLAKE AVE E
SEATTLE, WA 98109 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,052 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $38,510,000 |
| Average Mortgage Loan Amount Applied For | $32,236 |
| Highest Mortgage Loan Amount Applied For | $158,000 |
| Average Applicant Income | $76,684 |
| Highest Applicant Income | $432,000 |
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| Home Improvement |
545 | $15,293,000 |
$28,000 | $158,000 |
$85,000 | $432,000 |
| Home Purchase |
128 | $5,266,000 |
$41,000 | $135,000 |
$92,000 | $315,000 |
| Refinancing |
379 | $17,951,000 |
$47,000 | $155,000 |
$86,000 | $307,000 |
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| American Indian or Alaskan Native |
6 | $203,000 |
$33,000 | $81,000 |
$85,000 | $132,000 |
| Asian |
44 | $1,956,000 |
$44,000 | $100,000 |
$89,000 | $307,000 |
| Black or African American |
24 | $952,000 |
$39,000 | $155,000 |
$74,000 | $174,000 |
| Hispanic |
91 | $3,417,000 |
$37,000 | $115,000 |
$82,000 | $255,000 |
| Native Hawaiin or Other Pacific Islander |
8 | $371,000 |
$46,000 | $110,000 |
$91,000 | $147,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
48 | $1,689,000 |
$35,000 | $138,000 |
$93,000 | $200,000 |
| White |
831 | $29,922,000 |
$36,000 | $158,000 |
$86,000 | $432,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,052 | $38,510,000 |
$36,000 | $158,000 |
$86,000 | $432,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
36 | $1,253,000 |
$34,000 | $138,000 |
$75,000 | $195,000 |
| Application Denied By Financial Institution |
22 | $598,000 |
$27,000 | $96,000 |
$69,000 | $307,000 |
| Application Withdrawn By Applicant |
13 | $531,000 |
$40,000 | $150,000 |
$83,000 | $275,000 |
| File Closed For Incompleteness |
7 | $343,000 |
$49,000 | $115,000 |
$67,000 | $105,000 |
| Loan Originated |
974 | $35,785,000 |
$36,000 | $158,000 |
$87,000 | $432,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SCHOOL EMPLOYEES CREDIT UNION by:
Metropolitan Area And
County
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