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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SCORE FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
SCORE FEDERAL CREDIT UNION |
| Address | 1447 MAHAN DRIVE
TALLAHASSEE, FL 32305 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 70 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,728,000 |
| Average Mortgage Loan Amount Applied For | $104,000 |
| Highest Mortgage Loan Amount Applied For | $440,000 |
| Average Applicant Income | $66,750 |
| Highest Applicant Income | $150,000 |
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| Home Improvement |
33 | $1,355,000 |
$41,000 | $100,000 |
$68,000 | $137,000 |
| Home Purchase |
39 | $5,111,000 |
$131,000 | $284,000 |
$51,000 | $150,000 |
| Refinancing |
26 | $3,532,000 |
$135,000 | $440,000 |
$65,000 | $133,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $500,000 |
$250,000 | $250,000 |
$69,000 | $86,000 |
| Black or African American |
12 | $1,622,000 |
$135,000 | $440,000 |
$52,000 | $106,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $321,000 |
$107,000 | $225,000 |
$49,000 | $61,000 |
| White |
81 | $7,555,000 |
$93,000 | $296,000 |
$62,000 | $150,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
98 | $9,998,000 |
$102,000 | $440,000 |
$61,000 | $150,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $540,000 |
$135,000 | $295,000 |
$82,000 | $112,000 |
| Application Denied By Financial Institution |
21 | $2,822,000 |
$134,000 | $440,000 |
$59,000 | $150,000 |
| Application Withdrawn By Applicant |
8 | $1,002,000 |
$125,000 | $240,000 |
$71,000 | $106,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1 | $57,000 |
$57,000 | $57,000 |
$110,000 | $110,000 |
| Loan Purchased By The Institution |
37 | $1,607,000 |
$43,000 | $165,000 |
$69,000 | $137,000 |
| Preapproval Approved but not Accepted |
18 | $2,838,000 |
$157,000 | $284,000 |
$44,000 | $89,000 |
| Preapproval Denied by Financial Institution |
9 | $1,132,000 |
$125,000 | $250,000 |
$41,000 | $86,000 |
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| Collateral |
1 | $110,000 |
$110,000 | $110,000 |
$106,000 | $106,000 |
| Credit Application Incomplete |
1 | $150,000 |
$150,000 | $150,000 |
$36,000 | $36,000 |
| Credit History |
3 | $160,000 |
$53,000 | $100,000 |
$35,000 | $45,000 |
| Debt-To-Income Ratio |
6 | $841,000 |
$140,000 | $300,000 |
$50,000 | $80,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $320,000 |
$160,000 | $250,000 |
$59,000 | $86,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $125,000 |
$125,000 | $125,000 |
$42,000 | $42,000 |
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Mortgage Loan App Totals for SCORE FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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