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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SECURED TRUST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SECURED TRUST BANK |
| Address | 1909 SO BROADWAY
TYLER, TX 75701 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 26 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,588,000 |
| Average Mortgage Loan Amount Applied For | $131,625 |
| Highest Mortgage Loan Amount Applied For | $320,000 |
| Average Applicant Income | $187,625 |
| Highest Applicant Income | $717,000 |
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| Home Improvement (one-to-four family) |
2 | $126,000 |
$63,000 | $101,000 |
$214,000 | $331,000 |
| Home Purchase (one-to-four family) |
16 | $2,345,000 |
$208,000 | $288,000 |
$140,500 | $360,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
8 | $1,117,000 |
$140,000 | $320,000 |
$362,000 | $717,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
1 | $125,000 |
$125,000 | $125,000 |
$46,000 | $46,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
25 | $3,463,000 |
$184,000 | $320,000 |
$247,000 | $717,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
26 | $3,588,000 |
$184,000 | $320,000 |
$243,333 | $717,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $125,000 |
$125,000 | $125,000 |
$46,000 | $46,000 |
| Application Withdrawn By Applicant |
2 | $345,000 |
$172,000 | $185,000 |
$192,000 | $240,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
23 | $3,118,000 |
$182,666 | $320,000 |
$247,333 | $717,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $125,000 |
$125,000 | $125,000 |
$46,000 | $46,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SECURED TRUST BANK by:
Metropolitan Area And
County
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