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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SECURITY BANK OF JONES COUNTY
Mortgage Loans and Application Details
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| Mortgage Company Name |
SECURITY BANK OF JONES COUNTY |
| Address | P O BOX 1269
GRAY, GA 31032 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 297 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,496,000 |
| Average Mortgage Loan Amount Applied For | $83,866 |
| Highest Mortgage Loan Amount Applied For | $690,000 |
| Average Applicant Income | $84,866 |
| Highest Applicant Income | $1,522,000 |
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| Home Improvement |
8 | $417,000 |
$52,000 | $132,000 |
$119,000 | $402,000 |
| Home Purchase |
98 | $5,620,000 |
$57,000 | $256,000 |
$95,000 | $1,522,000 |
| Refinancing |
191 | $13,459,000 |
$70,000 | $690,000 |
$86,000 | $612,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $300,000 |
$100,000 | $215,000 |
$90,000 | $129,000 |
| Black or African American |
52 | $2,799,000 |
$53,000 | $224,000 |
$59,000 | $205,000 |
| Hispanic |
2 | $108,000 |
$54,000 | $57,000 |
$45,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
56 | $3,763,000 |
$67,000 | $690,000 |
$118,000 | $1,522,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
184 | $12,526,000 |
$68,000 | $293,000 |
$91,000 | $424,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
297 | $19,496,000 |
$65,000 | $690,000 |
$90,000 | $1,522,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $323,000 |
$40,000 | $130,000 |
$36,000 | $60,000 |
| Application Withdrawn By Applicant |
1 | $25,000 |
$25,000 | $25,000 |
$24,000 | $24,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
288 | $19,148,000 |
$66,000 | $690,000 |
$92,000 | $1,522,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $303,000 |
$43,000 | $130,000 |
$34,000 | $60,000 |
| Debt-To-Income Ratio |
1 | $20,000 |
$20,000 | $20,000 |
$51,000 | $51,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SECURITY BANK OF JONES COUNTY by:
Metropolitan Area And
County
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