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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SECURITY BANK OF NORTH METRO
Mortgage Loans and Application Details
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| Mortgage Company Name |
SECURITY BANK OF NORTH METRO |
| Address | 155 TOWNELAKE PKWY
WOODSTOCK, GA 30188 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 63 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,744,000 |
| Average Mortgage Loan Amount Applied For | $192,166 |
| Highest Mortgage Loan Amount Applied For | $638,000 |
| Average Applicant Income | $350,000 |
| Highest Applicant Income | $1,848,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
63 | $12,744,000 |
$202,000 | $638,000 |
$97,000 | $1,848,000 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
12 | $2,936,000 |
$244,000 | $421,000 |
$93,000 | $175,000 |
| Hispanic |
2 | $208,000 |
$104,000 | $104,000 |
$31,000 | $41,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
35 | $6,922,000 |
$197,000 | $555,000 |
$2,000 | $84,000 |
| Not Provided |
1 | $228,000 |
$228,000 | $228,000 |
$80,000 | $80,000 |
| White |
13 | $2,450,000 |
$188,000 | $638,000 |
$367,000 | $1,848,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
63 | $12,744,000 |
$202,000 | $638,000 |
$97,000 | $1,848,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $1,154,000 |
$230,000 | $421,000 |
$47,000 | $96,000 |
| Application Withdrawn By Applicant |
1 | $421,000 |
$421,000 | $421,000 |
$72,000 | $72,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
57 | $11,169,000 |
$195,000 | $638,000 |
$102,000 | $1,848,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $152,000 |
$152,000 | $152,000 |
$96,000 | $96,000 |
| Debt-To-Income Ratio |
3 | $898,000 |
$299,000 | $421,000 |
$39,000 | $78,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $104,000 |
$104,000 | $104,000 |
$22,000 | $22,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SECURITY BANK OF NORTH METRO by:
Metropolitan Area And
County
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