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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SECURITY NATIONAL BANK OF ENID
Mortgage Loans and Application Details
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| Mortgage Company Name |
SECURITY NATIONAL BANK OF ENID |
| Address | 201 W. BROADWAY
ENID, OK 73701 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 337 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,468,000 |
| Average Mortgage Loan Amount Applied For | $75,000 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $39,000 |
| Highest Applicant Income | $573,000 |
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| Home Improvement (one-to-four family) |
41 | $1,008,000 |
$29,500 | $165,000 |
$37,500 | $573,000 |
| Home Purchase (one-to-four family) |
137 | $10,605,000 |
$91,000 | $388,000 |
$82,500 | $449,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
5 | $1,666,000 |
$333,000 | $900,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
197 | $16,109,000 |
$85,500 | $322,000 |
$60,000 | $348,000 |
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| American Indian or Alaskan Native |
5 | $159,000 |
$31,000 | $62,000 |
$24,000 | $43,000 |
| Asian or Pacific Islander |
5 | $458,000 |
$91,000 | $159,000 |
$43,000 | $118,000 |
| Black |
1 | $1,000 |
$1,000 | $1,000 |
$14,000 | $14,000 |
| Hispanic |
7 | $260,000 |
$37,000 | $131,000 |
$64,000 | $200,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $1,603,000 |
$178,500 | $900,000 |
$0 | $0 |
| Other |
2 | $308,000 |
$154,000 | $236,000 |
$224,000 | $271,000 |
| White |
349 | $26,599,000 |
$79,500 | $485,000 |
$57,000 | $573,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
355 | $27,464,000 |
$83,000 | $900,000 |
$63,500 | $573,000 |
| FHA-insured (Federal Housing Administration) |
15 | $982,000 |
$65,000 | $95,000 |
$32,000 | $53,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
10 | $942,000 |
$94,000 | $156,000 |
$43,000 | $63,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
31 | $1,840,000 |
$86,000 | $388,000 |
$45,500 | $144,000 |
| Application Withdrawn By Applicant |
8 | $702,000 |
$87,000 | $159,000 |
$53,000 | $133,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
341 | $26,846,000 |
$81,500 | $900,000 |
$73,000 | $573,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
24 | $823,000 |
$30,500 | $90,000 |
$25,500 | $89,000 |
| Debt-To-Income Ratio |
6 | $917,000 |
$183,500 | $388,000 |
$82,500 | $144,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $100,000 |
$100,000 | $100,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SECURITY NATIONAL BANK OF ENID by:
Metropolitan Area And
County
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