|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
SECURITY NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
SECURITY NATIONAL BANK |
| Address | 1120 SOUTH 101ST STREET
OMAHA, NE 68124 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 273 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,203,000 |
| Average Mortgage Loan Amount Applied For | $79,571 |
| Highest Mortgage Loan Amount Applied For | $1,765,000 |
| Average Applicant Income | $80,714 |
| Highest Applicant Income | $1,181,000 |
|
|
|
| Home Improvement |
120 | $3,003,000 |
$25,000 | $201,000 |
$79,000 | $406,000 |
| Home Purchase |
56 | $9,436,000 |
$168,000 | $1,765,000 |
$158,000 | $1,181,000 |
| Refinancing |
103 | $11,319,000 |
$109,000 | $1,040,000 |
$87,000 | $287,000 |
|
|
| American Indian or Alaskan Native |
1 | $5,000 |
$5,000 | $5,000 |
$178,000 | $178,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $191,000 |
$38,000 | $62,000 |
$64,000 | $96,000 |
| Hispanic |
11 | $173,000 |
$15,000 | $55,000 |
$51,000 | $118,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $20,000 |
$20,000 | $20,000 |
$199,000 | $199,000 |
| Not applicable |
16 | $4,420,000 |
$276,000 | $960,000 |
$50,000 | $576,000 |
| Not Provided |
10 | $213,000 |
$21,000 | $100,000 |
$60,000 | $96,000 |
| White |
235 | $18,736,000 |
$79,000 | $1,765,000 |
$105,000 | $1,181,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
278 | $23,622,000 |
$84,000 | $1,765,000 |
$98,000 | $1,181,000 |
| FHA-insured (Federal Housing Administration) |
1 | $136,000 |
$136,000 | $136,000 |
$34,000 | $34,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
7 | $293,000 |
$41,000 | $108,000 |
$72,000 | $97,000 |
| Application Denied By Financial Institution |
31 | $906,000 |
$29,000 | $136,000 |
$43,000 | $80,000 |
| Application Withdrawn By Applicant |
27 | $5,248,000 |
$194,000 | $1,765,000 |
$89,000 | $606,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
214 | $17,311,000 |
$80,000 | $1,348,000 |
$108,000 | $1,181,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $234,000 |
$21,000 | $84,000 |
$41,000 | $77,000 |
| Debt-To-Income Ratio |
19 | $657,000 |
$34,000 | $136,000 |
$42,000 | $80,000 |
| Employment History |
1 | $15,000 |
$15,000 | $15,000 |
$74,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for SECURITY NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
