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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SECURITY PLUS FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
SECURITY PLUS FCU |
| Address | 7135 WINDSOR BLVD
BALTIMORE, MD 21244 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 153 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,276,000 |
| Average Mortgage Loan Amount Applied For | $48,222 |
| Highest Mortgage Loan Amount Applied For | $175,000 |
| Average Applicant Income | $99,888 |
| Highest Applicant Income | $211,000 |
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| Home Improvement |
149 | $7,123,000 |
$47,000 | $175,000 |
$85,000 | $211,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
4 | $153,000 |
$38,000 | $75,000 |
$90,000 | $107,000 |
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| American Indian or Alaskan Native |
1 | $40,000 |
$40,000 | $40,000 |
$80,000 | $80,000 |
| Asian |
1 | $40,000 |
$40,000 | $40,000 |
$67,000 | $67,000 |
| Black or African American |
91 | $3,949,000 |
$43,000 | $175,000 |
$68,000 | $182,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
13 | $741,000 |
$57,000 | $160,000 |
$85,000 | $171,000 |
| White |
47 | $2,506,000 |
$53,000 | $125,000 |
$119,000 | $211,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
153 | $7,276,000 |
$47,000 | $175,000 |
$85,000 | $211,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $596,000 |
$45,000 | $75,000 |
$48,000 | $106,000 |
| Application Withdrawn By Applicant |
3 | $159,000 |
$53,000 | $69,000 |
$71,000 | $101,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
137 | $6,521,000 |
$47,000 | $175,000 |
$89,000 | $211,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $274,000 |
$45,000 | $74,000 |
$52,000 | $85,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $25,000 |
$25,000 | $25,000 |
$33,000 | $33,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $145,000 |
$48,000 | $75,000 |
$49,000 | $106,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SECURITY PLUS FCU by:
Metropolitan Area And
County
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