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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SECURITY SAVINGS BANK, FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
SECURITY SAVINGS BANK, FSB |
| Address | 317 S SANTA FE AVE
SALINA, KS 67401 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,479 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $185,699,000 |
| Average Mortgage Loan Amount Applied For | $167,204 |
| Highest Mortgage Loan Amount Applied For | $1,283,000 |
| Average Applicant Income | $91,262 |
| Highest Applicant Income | $1,128,000 |
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| Home Improvement |
6 | $54,000 |
$9,000 | $18,000 |
$57,000 | $91,000 |
| Home Purchase |
985 | $121,990,000 |
$123,000 | $1,283,000 |
$73,000 | $1,000,000 |
| Refinancing |
518 | $67,593,000 |
$130,000 | $1,080,000 |
$74,000 | $1,128,000 |
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| American Indian or Alaskan Native |
5 | $811,000 |
$162,000 | $250,000 |
$66,000 | $110,000 |
| Asian |
66 | $9,122,000 |
$138,000 | $630,000 |
$75,000 | $375,000 |
| Black or African American |
32 | $5,569,000 |
$174,000 | $1,080,000 |
$106,000 | $1,128,000 |
| Hispanic |
126 | $11,878,000 |
$94,000 | $1,283,000 |
$56,000 | $300,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $267,000 |
$133,000 | $145,000 |
$51,000 | $60,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
256 | $33,072,000 |
$129,000 | $728,000 |
$76,000 | $342,000 |
| White |
1,022 | $128,918,000 |
$126,000 | $1,000,000 |
$74,000 | $1,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,344 | $172,740,000 |
$128,000 | $1,283,000 |
$76,000 | $1,128,000 |
| FHA-insured (Federal Housing Administration) |
152 | $15,322,000 |
$100,000 | $206,000 |
$49,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $24,000 |
$24,000 | $24,000 |
$21,000 | $21,000 |
| VA-guaranteed (Veterans Administration) |
12 | $1,551,000 |
$129,000 | $195,000 |
$62,000 | $88,000 |
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| Application Approved But Not Accepted |
12 | $2,211,000 |
$184,000 | $762,000 |
$96,000 | $420,000 |
| Application Denied By Financial Institution |
47 | $5,422,000 |
$115,000 | $413,000 |
$71,000 | $420,000 |
| Application Withdrawn By Applicant |
128 | $17,365,000 |
$135,000 | $1,080,000 |
$85,000 | $1,128,000 |
| File Closed For Incompleteness |
43 | $6,179,000 |
$143,000 | $1,283,000 |
$69,000 | $300,000 |
| Loan Originated |
1,279 | $158,460,000 |
$123,000 | $1,000,000 |
$72,000 | $1,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $561,000 |
$140,000 | $218,000 |
$176,000 | $420,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
26 | $2,780,000 |
$106,000 | $413,000 |
$64,000 | $280,000 |
| Debt-To-Income Ratio |
6 | $681,000 |
$113,000 | $352,000 |
$45,000 | $93,000 |
| Employment History |
2 | $289,000 |
$144,000 | $210,000 |
$33,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
9 | $1,111,000 |
$123,000 | $224,000 |
$70,000 | $180,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SECURITY SAVINGS BANK, FSB by:
Metropolitan Area And
County
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