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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SELFRELIANCE UAFCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
SELFRELIANCE UAFCU |
| Address | 2332 W.CHICAGO AVE.
CHICAGO, IL 60622 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 147 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $35,520,000 |
| Average Mortgage Loan Amount Applied For | $240,058 |
| Highest Mortgage Loan Amount Applied For | $1,050,000 |
| Average Applicant Income | $145,176 |
| Highest Applicant Income | $1,010,000 |
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| Home Improvement |
1 | $163,000 |
$163,000 | $163,000 |
$976,000 | $976,000 |
| Home Purchase |
58 | $16,442,000 |
$283,000 | $800,000 |
$113,000 | $1,010,000 |
| Refinancing |
90 | $19,415,000 |
$215,000 | $1,050,000 |
$97,000 | $521,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $376,000 |
$376,000 | $376,000 |
$192,000 | $192,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
148 | $35,644,000 |
$240,000 | $1,050,000 |
$109,000 | $1,010,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
149 | $36,020,000 |
$241,000 | $1,050,000 |
$109,000 | $1,010,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $765,000 |
$191,000 | $260,000 |
$35,000 | $78,000 |
| Application Withdrawn By Applicant |
16 | $3,747,000 |
$234,000 | $690,000 |
$74,000 | $168,000 |
| File Closed For Incompleteness |
3 | $1,001,000 |
$333,000 | $422,000 |
$91,000 | $111,000 |
| Loan Originated |
124 | $30,007,000 |
$241,000 | $1,050,000 |
$118,000 | $1,010,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $150,000 |
$150,000 | $150,000 |
$79,000 | $79,000 |
| Preapproval Denied by Financial Institution |
1 | $350,000 |
$350,000 | $350,000 |
$10,000 | $10,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $500,000 |
$250,000 | $260,000 |
$39,000 | $78,000 |
| Debt-To-Income Ratio |
2 | $515,000 |
$257,000 | $350,000 |
$29,000 | $49,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $100,000 |
$100,000 | $100,000 |
$15,000 | $15,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SELFRELIANCE UAFCU by:
Metropolitan Area And
County
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