|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
SENTRY BANK AND TRUST
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
SENTRY BANK AND TRUST |
| Address | 901 CHESTERFIELD HIGHWAY
CHERAW, SC 29520 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 350 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $34,139,000 |
| Average Mortgage Loan Amount Applied For | $151,800 |
| Highest Mortgage Loan Amount Applied For | $923,000 |
| Average Applicant Income | $95,720 |
| Highest Applicant Income | $525,000 |
|
|
|
| Home Improvement |
25 | $619,000 |
$24,000 | $124,000 |
$44,000 | $118,000 |
| Home Purchase |
222 | $26,257,000 |
$118,000 | $923,000 |
$68,000 | $525,000 |
| Refinancing |
127 | $9,022,000 |
$71,000 | $302,000 |
$58,000 | $440,000 |
|
|
| American Indian or Alaskan Native |
2 | $525,000 |
$262,000 | $475,000 |
$95,000 | $138,000 |
| Asian |
4 | $614,000 |
$153,000 | $320,000 |
$99,000 | $250,000 |
| Black or African American |
61 | $4,116,000 |
$67,000 | $243,000 |
$40,000 | $105,000 |
| Hispanic |
3 | $277,000 |
$92,000 | $152,000 |
$78,000 | $117,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $2,635,000 |
$219,000 | $750,000 |
$63,000 | $525,000 |
| Not Provided |
17 | $690,000 |
$40,000 | $68,000 |
$31,000 | $202,000 |
| White |
275 | $27,041,000 |
$98,000 | $923,000 |
$70,000 | $488,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
374 | $35,898,000 |
$95,000 | $923,000 |
$63,000 | $525,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
84 | $5,569,000 |
$66,000 | $250,000 |
$35,000 | $105,000 |
| Application Withdrawn By Applicant |
33 | $2,320,000 |
$70,000 | $219,000 |
$44,000 | $100,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
257 | $28,009,000 |
$108,000 | $923,000 |
$75,000 | $525,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
4 | $199,000 |
$49,000 | $95,000 |
$30,000 | $52,000 |
| Credit Application Incomplete |
3 | $246,000 |
$82,000 | $119,000 |
$49,000 | $70,000 |
| Credit History |
56 | $3,674,000 |
$65,000 | $250,000 |
$34,000 | $96,000 |
| Debt-To-Income Ratio |
14 | $1,070,000 |
$76,000 | $228,000 |
$35,000 | $105,000 |
| Employment History |
2 | $95,000 |
$47,000 | $55,000 |
$43,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $163,000 |
$54,000 | $105,000 |
$44,000 | $80,000 |
| Mortgage Insurance Denied |
1 | $95,000 |
$95,000 | $95,000 |
$81,000 | $81,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $27,000 |
$27,000 | $27,000 |
$20,000 | $20,000 |
|
Mortgage Loan App Totals for SENTRY BANK AND TRUST by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
