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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SERVICE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
SERVICE CREDIT UNION |
| Address | 2032 LAFAYETTE ROAD
PORTSMOUTH, NH 03801 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 551 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $51,802,000 |
| Average Mortgage Loan Amount Applied For | $98,166 |
| Highest Mortgage Loan Amount Applied For | $561,000 |
| Average Applicant Income | $86,444 |
| Highest Applicant Income | $329,000 |
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| Home Improvement |
198 | $10,114,000 |
$51,000 | $288,000 |
$78,000 | $175,000 |
| Home Purchase |
75 | $14,785,000 |
$197,000 | $561,000 |
$83,000 | $249,000 |
| Refinancing |
278 | $26,903,000 |
$96,000 | $400,000 |
$80,000 | $329,000 |
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| American Indian or Alaskan Native |
1 | $40,000 |
$40,000 | $40,000 |
$25,000 | $25,000 |
| Asian |
4 | $720,000 |
$180,000 | $300,000 |
$105,000 | $116,000 |
| Black or African American |
4 | $1,025,000 |
$256,000 | $411,000 |
$79,000 | $114,000 |
| Hispanic |
8 | $968,000 |
$121,000 | $395,000 |
$75,000 | $130,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $20,000 |
$20,000 | $20,000 |
$105,000 | $105,000 |
| White |
533 | $49,029,000 |
$91,000 | $561,000 |
$80,000 | $329,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
551 | $51,802,000 |
$94,000 | $561,000 |
$80,000 | $329,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
75 | $7,900,000 |
$105,000 | $561,000 |
$65,000 | $183,000 |
| Application Withdrawn By Applicant |
52 | $5,457,000 |
$104,000 | $356,000 |
$77,000 | $174,000 |
| File Closed For Incompleteness |
12 | $1,744,000 |
$145,000 | $400,000 |
$90,000 | $204,000 |
| Loan Originated |
412 | $36,701,000 |
$89,000 | $438,000 |
$82,000 | $329,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $288,000 |
$288,000 | $288,000 |
$86,000 | $86,000 |
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Mortgage Loan App Totals for SERVICE CREDIT UNION by:
Metropolitan Area And
County
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