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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SFG BANCORP
Mortgage Loans and Application Details
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| Mortgage Company Name |
SFG BANCORP |
| Address | 4309 HACIENDA DR, SUITE 350
PLEASANTON, CA 94588 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 170 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $59,384,000 |
| Average Mortgage Loan Amount Applied For | $363,608 |
| Highest Mortgage Loan Amount Applied For | $1,435,000 |
| Average Applicant Income | $99,869 |
| Highest Applicant Income | $945,000 |
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| Home Improvement |
1 | $450,000 |
$450,000 | $450,000 |
$0 | $0 |
| Home Purchase |
37 | $13,628,000 |
$368,000 | $1,435,000 |
$170,000 | $945,000 |
| Refinancing |
132 | $45,306,000 |
$343,000 | $976,000 |
$107,000 | $277,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
11 | $3,638,000 |
$330,000 | $648,000 |
$194,000 | $233,000 |
| Black or African American |
26 | $8,913,000 |
$342,000 | $788,000 |
$100,000 | $277,000 |
| Hispanic |
65 | $23,491,000 |
$361,000 | $1,435,000 |
$97,000 | $360,000 |
| Native Hawaiin or Other Pacific Islander |
8 | $2,514,000 |
$314,000 | $735,000 |
$165,000 | $235,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
29 | $9,860,000 |
$340,000 | $976,000 |
$142,000 | $945,000 |
| White |
31 | $10,968,000 |
$353,000 | $780,000 |
$127,000 | $270,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
170 | $59,384,000 |
$349,000 | $1,435,000 |
$120,000 | $945,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
21 | $7,190,000 |
$342,000 | $788,000 |
$99,000 | $235,000 |
| Application Denied By Financial Institution |
21 | $7,750,000 |
$369,000 | $788,000 |
$203,000 | $945,000 |
| Application Withdrawn By Applicant |
11 | $4,269,000 |
$388,000 | $780,000 |
$144,000 | $277,000 |
| File Closed For Incompleteness |
10 | $4,516,000 |
$451,000 | $976,000 |
$108,000 | $235,000 |
| Loan Originated |
107 | $35,659,000 |
$333,000 | $1,435,000 |
$106,000 | $360,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $368,000 |
$368,000 | $368,000 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
3 | $470,000 |
$156,000 | $348,000 |
$377,000 | $945,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $511,000 |
$255,000 | $276,000 |
$120,000 | $180,000 |
| Unverifiable Information |
1 | $713,000 |
$713,000 | $713,000 |
$0 | $0 |
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Mortgage Loan App Totals for SFG BANCORP by:
Metropolitan Area And
County
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