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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SHAMROCK FINANCIAL CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
SHAMROCK FINANCIAL CORPORATION |
| Address | 865 WATERMAN AVE
EAST PROVIDENCE, RI 02914 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 618 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $128,434,000 |
| Average Mortgage Loan Amount Applied For | $189,554 |
| Highest Mortgage Loan Amount Applied For | $680,000 |
| Average Applicant Income | $58,472 |
| Highest Applicant Income | $360,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
76 | $13,930,000 |
$183,000 | $417,000 |
$67,000 | $216,000 |
| Refinancing |
559 | $117,965,000 |
$211,000 | $680,000 |
$57,000 | $360,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $258,000 |
$258,000 | $258,000 |
$91,000 | $91,000 |
| Hispanic |
29 | $6,372,000 |
$219,000 | $412,000 |
$47,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
580 | $120,246,000 |
$207,000 | $680,000 |
$59,000 | $360,000 |
| White |
25 | $5,019,000 |
$200,000 | $422,000 |
$58,000 | $132,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
633 | $131,504,000 |
$207,000 | $680,000 |
$58,000 | $360,000 |
| FHA-insured (Federal Housing Administration) |
1 | $212,000 |
$212,000 | $212,000 |
$80,000 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $179,000 |
$179,000 | $179,000 |
$63,000 | $63,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
27 | $6,929,000 |
$256,000 | $536,000 |
$66,000 | $199,000 |
| Application Denied By Financial Institution |
6 | $1,353,000 |
$225,000 | $490,000 |
$80,000 | $110,000 |
| Application Withdrawn By Applicant |
4 | $1,200,000 |
$300,000 | $680,000 |
$64,000 | $216,000 |
| File Closed For Incompleteness |
93 | $18,435,000 |
$198,000 | $526,000 |
$63,000 | $360,000 |
| Loan Originated |
505 | $103,978,000 |
$205,000 | $650,000 |
$56,000 | $309,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SHAMROCK FINANCIAL CORPORATION by:
Metropolitan Area And
County
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