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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SHARE PLUS FEDERAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SHARE PLUS FEDERAL BANK |
| Address | 5224 W. PLANO PKWY
PLANO, TX 75093 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 648 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $77,279,000 |
| Average Mortgage Loan Amount Applied For | $104,697 |
| Highest Mortgage Loan Amount Applied For | $2,160,000 |
| Average Applicant Income | $82,882 |
| Highest Applicant Income | $2,234,000 |
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| Home Improvement |
127 | $2,086,000 |
$16,000 | $124,000 |
$84,000 | $380,000 |
| Home Purchase |
403 | $55,267,000 |
$137,000 | $1,499,000 |
$84,000 | $1,228,000 |
| Refinancing |
189 | $32,118,000 |
$169,000 | $2,160,000 |
$115,000 | $2,234,000 |
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| American Indian or Alaskan Native |
1 | $300,000 |
$300,000 | $300,000 |
$165,000 | $165,000 |
| Asian |
22 | $4,915,000 |
$223,000 | $1,393,000 |
$112,000 | $540,000 |
| Black or African American |
47 | $9,076,000 |
$193,000 | $1,499,000 |
$107,000 | $654,000 |
| Hispanic |
51 | $5,912,000 |
$115,000 | $340,000 |
$84,000 | $518,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $498,000 |
$166,000 | $200,000 |
$54,000 | $61,000 |
| Not applicable |
168 | $11,008,000 |
$65,000 | $997,000 |
$19,000 | $1,179,000 |
| Not Provided |
169 | $11,722,000 |
$69,000 | $440,000 |
$96,000 | $516,000 |
| White |
258 | $46,040,000 |
$178,000 | $2,160,000 |
$135,000 | $2,234,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
719 | $89,471,000 |
$124,000 | $2,160,000 |
$92,000 | $2,234,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
19 | $3,687,000 |
$194,000 | $664,000 |
$71,000 | $155,000 |
| Application Denied By Financial Institution |
127 | $16,978,000 |
$133,000 | $1,400,000 |
$82,000 | $540,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
2 | $350,000 |
$175,000 | $200,000 |
$51,000 | $56,000 |
| Loan Originated |
349 | $48,161,000 |
$137,000 | $2,160,000 |
$130,000 | $2,234,000 |
| Loan Purchased By The Institution |
168 | $11,008,000 |
$65,000 | $997,000 |
$19,000 | $1,179,000 |
| Preapproval Approved but not Accepted |
2 | $394,000 |
$197,000 | $332,000 |
$130,000 | $130,000 |
| Preapproval Denied by Financial Institution |
52 | $8,893,000 |
$171,000 | $440,000 |
$107,000 | $516,000 |
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| Collateral |
17 | $4,274,000 |
$251,000 | $1,393,000 |
$127,000 | $540,000 |
| Credit Application Incomplete |
1 | $200,000 |
$200,000 | $200,000 |
$125,000 | $125,000 |
| Credit History |
113 | $11,816,000 |
$104,000 | $435,000 |
$78,000 | $516,000 |
| Debt-To-Income Ratio |
33 | $7,066,000 |
$214,000 | $1,400,000 |
$100,000 | $380,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $1,218,000 |
$203,000 | $440,000 |
$41,000 | $130,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
8 | $1,097,000 |
$137,000 | $292,000 |
$105,000 | $241,000 |
| Unverifiable Information |
1 | $200,000 |
$200,000 | $200,000 |
$450,000 | $450,000 |
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Mortgage Loan App Totals for SHARE PLUS FEDERAL BANK by:
Metropolitan Area And
County
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