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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SHREVEPORT FEDERAL CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
SHREVEPORT FEDERAL CU |
| Address | 8530 FERN AVE
SHREVEPORT, LA 71105 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 45 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,378,000 |
| Average Mortgage Loan Amount Applied For | $71,500 |
| Highest Mortgage Loan Amount Applied For | $234,000 |
| Average Applicant Income | $55,500 |
| Highest Applicant Income | $121,000 |
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| Home Improvement |
10 | $333,000 |
$33,000 | $106,000 |
$69,000 | $121,000 |
| Home Purchase |
20 | $1,855,000 |
$92,000 | $234,000 |
$44,000 | $86,000 |
| Refinancing |
15 | $1,190,000 |
$79,000 | $220,000 |
$47,000 | $103,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
33 | $2,356,000 |
$71,000 | $234,000 |
$50,000 | $121,000 |
| Hispanic |
4 | $403,000 |
$100,000 | $160,000 |
$54,000 | $103,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $220,000 |
$220,000 | $220,000 |
$96,000 | $96,000 |
| White |
7 | $399,000 |
$57,000 | $120,000 |
$42,000 | $60,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
45 | $3,378,000 |
$75,000 | $234,000 |
$50,000 | $121,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $99,000 |
$33,000 | $51,000 |
$36,000 | $46,000 |
| Application Denied By Financial Institution |
19 | $1,587,000 |
$83,000 | $234,000 |
$46,000 | $86,000 |
| Application Withdrawn By Applicant |
4 | $362,000 |
$90,000 | $220,000 |
$49,000 | $96,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
19 | $1,330,000 |
$70,000 | $174,000 |
$58,000 | $121,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
13 | $1,092,000 |
$84,000 | $234,000 |
$50,000 | $86,000 |
| Debt-To-Income Ratio |
6 | $495,000 |
$82,000 | $177,000 |
$36,000 | $62,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SHREVEPORT FEDERAL CU by:
Metropolitan Area And
County
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