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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SHREWSBURY STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SHREWSBURY STATE BANK |
| Address | 1455 VALLEY ROAD
WAYNE, NJ 07470 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 48 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,871,000 |
| Average Mortgage Loan Amount Applied For | $193,000 |
| Highest Mortgage Loan Amount Applied For | $340,000 |
| Average Applicant Income | $95,666 |
| Highest Applicant Income | $506,000 |
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| Home Improvement |
15 | $831,000 |
$55,000 | $185,000 |
$74,000 | $225,000 |
| Home Purchase |
19 | $2,476,000 |
$92,000 | $328,000 |
$84,000 | $506,000 |
| Refinancing |
16 | $2,652,000 |
$165,000 | $340,000 |
$90,000 | $150,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $134,000 |
$67,000 | $74,000 |
$37,000 | $38,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $185,000 |
$185,000 | $185,000 |
$0 | $0 |
| Not Provided |
3 | $668,000 |
$222,000 | $248,000 |
$228,000 | $506,000 |
| White |
44 | $4,972,000 |
$80,000 | $340,000 |
$70,000 | $225,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
50 | $5,959,000 |
$83,000 | $340,000 |
$74,500 | $506,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $40,000 |
$40,000 | $40,000 |
$36,000 | $36,000 |
| Application Denied By Financial Institution |
8 | $599,000 |
$74,000 | $248,000 |
$96,000 | $225,000 |
| Application Withdrawn By Applicant |
1 | $43,000 |
$43,000 | $43,000 |
$225,000 | $225,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
38 | $5,189,000 |
$136,000 | $340,000 |
$101,000 | $506,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
2 | $88,000 |
$44,000 | $50,000 |
$46,000 | $55,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SHREWSBURY STATE BANK by:
Metropolitan Area And
County
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