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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SILVER FALLS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SILVER FALLS BANK |
| Address | 217 E. MAIN ST.
SILVERTON, OR 97381 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 28 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,234,000 |
| Average Mortgage Loan Amount Applied For | $567,600 |
| Highest Mortgage Loan Amount Applied For | $3,043,000 |
| Average Applicant Income | $96,800 |
| Highest Applicant Income | $277,000 |
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| Home Improvement |
5 | $7,649,000 |
$1,529,000 | $2,856,000 |
$50,000 | $250,000 |
| Home Purchase |
16 | $8,351,000 |
$521,000 | $3,043,000 |
$89,000 | $277,000 |
| Refinancing |
7 | $1,234,000 |
$176,000 | $250,000 |
$70,000 | $194,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $1,873,000 |
$936,000 | $1,328,000 |
$0 | $0 |
| Hispanic |
1 | $192,000 |
$192,000 | $192,000 |
$97,000 | $97,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $10,829,000 |
$1,804,000 | $3,043,000 |
$41,000 | $250,000 |
| Not Provided |
6 | $852,000 |
$142,000 | $180,000 |
$127,000 | $277,000 |
| White |
13 | $3,488,000 |
$268,000 | $1,300,000 |
$81,000 | $277,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
28 | $17,234,000 |
$615,000 | $3,043,000 |
$77,000 | $277,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
9 | $1,457,000 |
$161,000 | $306,000 |
$55,000 | $97,000 |
| Application Withdrawn By Applicant |
1 | $392,000 |
$392,000 | $392,000 |
$238,000 | $238,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
18 | $15,385,000 |
$854,000 | $3,043,000 |
$80,000 | $277,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SILVER FALLS BANK by:
Metropolitan Area And
County
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