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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SILVER STATE SCHOOLS CREDIT UN
Mortgage Loans and Application Details
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| Mortgage Company Name |
SILVER STATE SCHOOLS CREDIT UN |
| Address | 4221 S. MCLEOD DRIVE
LAS VEGAS, NV 89121 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 1,201 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $214,145,000 |
| Average Mortgage Loan Amount Applied For | $123,200 |
| Highest Mortgage Loan Amount Applied For | $750,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $456,000 |
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| Home Improvement |
1 | $127,000 |
$127,000 | $127,000 |
$54,000 | $54,000 |
| Home Purchase |
289 | $51,804,000 |
$174,500 | $750,000 |
$75,000 | $2,790,000 |
| Refinancing |
938 | $166,818,000 |
$177,000 | $675,000 |
$67,000 | $322,000 |
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| American Indian or Alaskan Native |
3 | $319,000 |
$106,000 | $154,000 |
$45,000 | $53,000 |
| Asian |
27 | $5,682,000 |
$210,000 | $663,000 |
$77,000 | $250,000 |
| Black or African American |
72 | $14,012,000 |
$194,000 | $750,000 |
$81,000 | $239,000 |
| Hispanic |
133 | $23,984,000 |
$196,000 | $400,000 |
$78,000 | $156,000 |
| Native Hawaiin or Other Pacific Islander |
12 | $2,249,000 |
$187,000 | $280,000 |
$68,000 | $114,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
84 | $13,639,000 |
$173,500 | $334,000 |
$63,000 | $360,000 |
| White |
897 | $158,864,000 |
$155,500 | $675,000 |
$65,500 | $2,790,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,228 | $218,749,000 |
$174,000 | $750,000 |
$68,000 | $2,790,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $452,000 |
$150,000 | $200,000 |
$46,000 | $64,000 |
| Application Denied By Financial Institution |
10 | $2,258,000 |
$177,000 | $675,000 |
$61,500 | $168,000 |
| Application Withdrawn By Applicant |
29 | $5,026,000 |
$177,000 | $390,000 |
$72,500 | $148,000 |
| File Closed For Incompleteness |
11 | $1,590,000 |
$160,500 | $260,000 |
$58,000 | $88,000 |
| Loan Originated |
1,175 | $209,423,000 |
$178,000 | $750,000 |
$80,000 | $2,790,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $200,000 |
$200,000 | $200,000 |
$111,000 | $111,000 |
| Credit Application Incomplete |
1 | $116,000 |
$116,000 | $116,000 |
$40,000 | $40,000 |
| Credit History |
1 | $114,000 |
$114,000 | $114,000 |
$46,000 | $46,000 |
| Debt-To-Income Ratio |
1 | $225,000 |
$225,000 | $225,000 |
$41,000 | $41,000 |
| Employment History |
1 | $675,000 |
$675,000 | $675,000 |
$168,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $348,000 |
$174,000 | $212,000 |
$69,000 | $109,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SILVER STATE SCHOOLS CREDIT UN by:
Metropolitan Area And
County
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