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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SILVER STATE SCHOOLS CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
SILVER STATE SCHOOLS CU |
| Address | 4221 S. MCLEOD DRIVE
LAS VEGAS, NV 89121 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 750 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $174,277,000 |
| Average Mortgage Loan Amount Applied For | $179,875 |
| Highest Mortgage Loan Amount Applied For | $799,000 |
| Average Applicant Income | $72,750 |
| Highest Applicant Income | $475,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
241 | $59,083,000 |
$245,000 | $799,000 |
$73,000 | $402,000 |
| Refinancing |
509 | $115,194,000 |
$226,000 | $650,000 |
$80,000 | $475,000 |
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| American Indian or Alaskan Native |
2 | $327,000 |
$163,000 | $205,000 |
$36,000 | $37,000 |
| Asian |
25 | $5,988,000 |
$239,000 | $417,000 |
$81,000 | $149,000 |
| Black or African American |
49 | $11,147,000 |
$227,000 | $477,000 |
$66,000 | $133,000 |
| Hispanic |
97 | $22,073,000 |
$227,000 | $472,000 |
$65,000 | $157,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $1,264,000 |
$252,000 | $313,000 |
$91,000 | $128,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
61 | $15,430,000 |
$252,000 | $650,000 |
$81,000 | $270,000 |
| White |
511 | $118,048,000 |
$231,000 | $799,000 |
$80,000 | $475,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
750 | $174,277,000 |
$232,000 | $799,000 |
$77,000 | $475,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $210,000 |
$210,000 | $210,000 |
$102,000 | $102,000 |
| Application Denied By Financial Institution |
7 | $1,072,000 |
$153,000 | $225,000 |
$87,000 | $170,000 |
| Application Withdrawn By Applicant |
38 | $9,442,000 |
$248,000 | $650,000 |
$76,000 | $270,000 |
| File Closed For Incompleteness |
2 | $380,000 |
$190,000 | $250,000 |
$73,000 | $92,000 |
| Loan Originated |
702 | $163,173,000 |
$232,000 | $799,000 |
$77,000 | $475,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $265,000 |
$132,000 | $180,000 |
$86,000 | $154,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
2 | $329,000 |
$164,000 | $176,000 |
$64,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $253,000 |
$126,000 | $197,000 |
$131,000 | $170,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SILVER STATE SCHOOLS CU by:
Metropolitan Area And
County
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